Penzer, Michael, etc. vs. Transportation Insurance Company
Year 2007
Court Florida Supreme Court
Case Number SC08-2068, Lower Court Case No.: 07-13827-FF
  • Advertising Injury
  • Duty to Defend
  • Florida

Insurance companies have a duty to defend violations of the Telephone Consumer Protection Act (TCPA) under a CGL policy’s “advertising injury” clause even when the facsimile transmission does not disseminate private information. Despite the absence of private information, an unsolicited facsimile arguably can still constitute an unwarranted intrusion and violation of one’s right to privacy and activate the insurer’s defense obligation.