Because the incident giving rise to liability was each individual plaintiff’s continuous or repeated exposure to asbestos and not the business decision to manufacture asbestos or a failure to protect against their alleged hazards, the only plausible way to interpret “occurrence” is that it refers to the immediate proximate cause of each claimant’s injuries. Therefore, the Court should conclude that each underlying claimant’s exposure to asbestos constitutes a separate “occurrence.” (2) The Court should also hold that each CGL policy triggered by an asbestos claim must pay “all sums” up to its policy limits, subject to the insurer’s right to seek contribution from other insurers whose policies are also triggered.
Plastics Engineering Company vs. Liberty Mutual Insurance Company
Court Wisconsin Supreme Court
Case Number Appeal No. 2008AP333