St. Paul Fire & Marine vs. McCormik & Baxter Creosoting Company Year 1998 Court Supreme Court of Oregon Case Number Issue Exclusions State Oregon Polluter’s exclusion and use of extrinsic evidence to prove coverage Related Docs st-paul-fire-insurance-v.pdf Related Cases Banerji, Julian vs. John Hancock Life Insurance and Unum Provident Year: 2003 Court: Massachusetts Supreme Court Case Number: Issue: Exclusions State: Massachusetts Gulf Insurance Company v. Transatlantic Reinsurance, et al. Year: 2003 Court: Case Number: New York Supreme Court, Appelate Division, First Department Issue: Exclusions State: New York The purpose of UP’s brief was to educate the court on a wide range of insurance policy exclusions that are creating claims disputes. Loyal Crownover vs. Traveler’s Casualty & Surety Year: 2002 Court: Nevada Supreme Court Case Number: Docket No. 40234 Issue: Exclusions State: Nevada Exclusions in a policy cannot be buried in the boilerplate verbiage of the grant of coverage. In this policy the promise of a defense under these circumstances was clear and invoked the insurer’s duty to defend. Silver Sage Partners, Ltd. vs. City of Desert Hot Springs et al. Year: 2002 Court: U.S. Court of Appeals, 9th Circuit Case Number: 02-57082, 03-55394 Issue: ExclusionsPoor draftsmanship State: California Where an insurer chooses to draft an exclusion that does not clearly and unambiguously apply to a specific claim, it cannot argue, after the fact, for a contrary interpretation. Poor draftsmanship cannot support an insurer’s argument for a narrow underwriting construction of coverage.