In its amicus curiae brief, UP supports coverage for an insured’s business interruption losses related to the SARS-CoV-2 virus and COVID-19. UP argues that decades of case law demonstrate what the insurance industry and policyholders have long known: that “all risks” insurance policies protect insureds against a broad range of perils including carbon monoxide, odors, and viruses such as the one that causes COVID-19. UP’s brief also explains why a “contamination exclusion” found in the policy does not apply to COVID-19 business interruption losses.
Court United States Court of Appeals for the Fourth Circuit
Case Number 21-2055