In its amicus curiae brief, UP supports coverage for an insured’s business interruption losses related to the SARS-CoV-2 virus and COVID-19. UP argues that decades of case law demonstrate what the insurance industry and policyholders have long known: that “all risks” insurance policies protect insureds against a broad range of perils including carbon monoxide, odors, and viruses such as the one that causes COVID-19. UP’s brief also discusses the importance of a “restaurant extension” endorsement that provides special coverage for Wild Eggs’ losses and explains why such endorsements ought to be interpreted by courts broadly and in favor of coverage.
Court United States Court of Appeals for the Sixth Circuit
Case Number 21-5962