I have received my 83 page dwelling estimate. It is generated through Xactimate. I have a neighbor who has a similar floor plan and model to mine and same sq ft. His estimate is significantly higher than my estimate. The difference is over $350,000. Can I use (compare and contrast) his Xactimate pricing sheets against my Xactimate sheets to find what may make up these significant differences? If so, can I use these differences as part of my challenge to my insurance estimate?
United Policyholders Staff asked 3 years ago 1 Answers
Sandra L. Moriarty Expert answered 3 years ago Sure. Xactimate is (supposed) to be based upon local pricing, so if the price lists are the same (there is a code on the first page that tells you which one they are using) then the items should match. Some insurance companies use their own price list. However, this could be a scope issue
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