I live in South Placer county in a 31 HO community in a moderate fire district by CalFire map standards (which seems accurate based on fires for many years).
Recently, Safeco decided to drop our fire coverage for reasons that do not match our property; one other Safeco customer in our HO community was dropped, too. Our agent claims no one will cover our address. When we contact insurance carriers about fire coverage, we are treated with horror, “not that address, NO!” Please note we’ve had Safeco coverage at this address for over 20 years and are excellent customers.
All other homes in our HO community are fully covered for fire by State Farm and other companies, including two new families who moved into our HO community in the last six months of 2022.
Is it fair that we are condemned to pay an exorbitant amount of money for fire coverage, while neighbors in every direction who are NOT Safeco customers, will NOT be cancelled or have their rates increased? Why do we have to subsidize them?
We’ve filed a complaint with the Dept of Insurance….We’re asking a new agent for help…but meantime…I can’t sleep over this..