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I filed a property damage claim with my home insurance company and it was approved. An estimate detailing the scope of work and cost was sent and also another email that stated “This letter constitutes formal notice” and went on to say they were “exercising…

I live in a CCRC community and our commercial company in Propel Insurance. If we add new roofs and new building electronic access doors should we expect a credit or reduction in our policy cost?

We had a water leak and there are going to be pretty major repairs going on for at least 3 months. They have to replace all the flooring, sheetrock, and the entire kitchen is unusable. We asked insurance about loss of use and they said…

Aloha, A friend of mine lost her home due to the wildfires in Maui. She recently got a renewal notice from her homeowner’s insurance company and with an increased policy premium. There is no structure on the property right now. Is there any reason they…

Earlier this year, both State Farm and Allstate announced that they would no longer provide policies to new home insurance policyholders in California, but that existing policies would still be honored. However, I received a letter from Allstate announcing that our building insurance would not…

I can’t cash a check because there are 2 payees listed. Can the insurance company legally put and/or between the two payees?

Hello and thank you for your time, I’m looking for advice after I had a total loss detached garage fire in February and came to find out my garage was vastly under insured. I bought this home, my first, in 2021 and unfortunately didn’t know…

Hi, I received an initial $17,000 check from my insurance company for my home covering the “ACV” of several line items related to the “Dwelling” portion of the home. Approximately $13,000 “ACV” is stated on the claim report as associated with the roof replacement and…

Hello, so glad that you are here. I am desperate for help. My condo burned down this past Monday 9/18/23 in Los Angeles (Downey). It is unlivable, red-tagged and left with no belongings. We are homeless. I am now going through an insurance nightmare. At…

Is my homeowners insurance supposed to help me respond to a lawsuit filed against me by my neighbor for alleged property damage from water runoff? I’m the owner of a single family home and my neighbor is a business, who left a lawsuit on my…

No local insurance company will insure my home because it was built on stilts in 1996, it is a Jim Walters home. Because I can’t get a company to insure my home the mortgage company has placed lender placed insurance on the home. The mortgage…

We are having several issues with our insurance company. We opened a claim for a leak we discovered in our kitchen on 7/17/2023. The insurance company recommended a restoration company that came out to dry our kitchen and crawl space on 7/17/2023. The restoration company…

We purchased our agricultural property from my in-laws. My mother-in-law called the insurance company and said put this in the “kids'” insurance they now own the property. Our agent has never called regarding our use of the property. Fast forward–our property was severely damaged by…

Would “Iowa Code Section 554.2302 Unconscionable contract or clause” apply to property insurance companies? Thank you!

My car was stolen July 9th and recovered 4 days later. At the time my coverage had lapsed due to an auto-payment that didn’t go through two months prior. I intended to make up the payment but just procrastinated it. You can imagine my additional…