What kind of professional analyzes homeowners home insurance policy and practice in relation to relevant laws, regulations, and rules, etc? William Shaffer asked 4 months ago
What kind of professional analyzes homeowners home insurance policy and practice in relation to relevant laws, regulations, and rules, etc?

Our house was destroyed in the 2021 Marshall wildfire. We, like about 90% of the others whose homes were destroyed in these fires, were underinsured. My wife and I are prepared to move forward with rebuilding but our insurance company is expressing unwillingness to provide the support we need, and for example, seems to be unwilling to meet the state requirements for reimbursement of code costs at the level designated by state insurance division. What kinds of professionals could look at our insurance policy and analyze it for us? Thank you.

1 Answers
Stacy Tucker Stacy Tucker Expert answered 3 months ago

There are a few different types of professionals who could potentially help you. A public adjuster can assist you with reviewing your policy and ensuring that you obtain the full value of your policy. Some contractors are sufficiently knowledgeable about insurance that they can review your policy and call attention to coverages and code costs. And an attorney who specializes in insurance may be able to assist you as well.