Is Your Car Insurance Due for a Tune Up?
Is Your Car Insurance Due for a Tune Up?

Why pay for comprehensive coverage on your car? To save money, many people drop both comprehensive and collision coverage as their cars age. However, ask anyone whose car has been damaged or totaled in severe weather…If your auto policy includes comprehensive coverage, insurance kicks in.…
Waiting On Wheels? Call Kurtis Investigates How Supply Chain Issues Are Impacting Car Repairs
Waiting On Wheels? Call Kurtis Investigates How Supply Chain Issues Are Impacting Car Repairs

ROSEVILLE (CBS13) — After waiting five months to get a new gas tank, a Roseville viewer called Kurtis to investigate cars that aren’t getting fixed because of supply chain issues. Vicki Robinson was out to dinner in Roseville last November when a thief drilled a…
Insurers Say Data Shows Low Credit Scores Predict Risky Driver Behaviors
Insurers Say Data Shows Low Credit Scores Predict Risky Driver Behaviors

The insurance industry says it now has hard data proving that if you have a bad credit score, you’re more likely to slam on the brakes or step hard on the gas. Also if you’re less educated, unmarried, or sell real estate for a living.…
First theft claim in 20 years leads to policy cancellation in what consumer groups call ‘use and lose’
First theft claim in 20 years leads to policy cancellation in what consumer groups call ‘use and lose’

SAN JOSE, Calif. (KGO) — An untold number of Californians lost their fire insurance due to increased wild fire risk in recent years. Now there’s yet another reason to lose your insurance, and it has nothing to do with climate change. Layla Dreyer loves to…
Why Your Education and Job Could Mean You’re Paying Too Much for Car Insurance
Why Your Education and Job Could Mean You’re Paying Too Much for Car Insurance

Cuqui Rivera bought car insurance from Liberty Mutual for almost a decade before she started shopping around for a cheaper policy in December. She hadn’t planned to look elsewhere—she liked the customer service at Liberty—until she heard something that made her think again: An acquaintance…
High Car Insurance Rates? Bad Credit May Be to Blame
High Car Insurance Rates? Bad Credit May Be to Blame

If you can’t afford to pay all your bills right now, the last thing you need is overpriced car insurance. But that’s exactly what can happen if your credit dips low enough (and you live in a state where insurers can charge you more for…
Car insurers gave everyone a pandemic discount. Now some are raising rates
Car insurers gave everyone a pandemic discount. Now some are raising rates

It was a relief for most people when vehicle insurers said a few months ago they’d offer temporary discounts to reflect the fact that few of us were driving because of the pandemic. In most cases, those discounts are now in the rearview mirror, meaning…
Does auto insurance cover cars damaged during protests or riots?
Does auto insurance cover cars damaged during protests or riots?

Streets filled with damaged cars are a common sight in the wake of civil unrest and even peaceful mass gatherings. Whether intentionally inflicted or incidental, both parked cars and those driven by passers-by can sustain scratches, broken mirrors, smashed windows, or get covered in paint…
Does auto insurance cover cars damaged in demonstrations?
Does auto insurance cover cars damaged in demonstrations?

SAN JOSE, Calif. KGO) — We’ve seen the videos of cars on fire, and windows smashed. One of the earliest was on the freeway in San Jose last Friday. A couple of drivers, caught behind a blockade, drove away with broken windows. So is anyone…
Wise UP and save on your insurance
Wise UP and save on your insurance

Wise UP and save on your insurance As households across the nation look for ways to cut costs while dealing with record job losses and sheltering in place, UP has suggestions for reducing insurance premiums without sacrificing asset protection. – Consider increasing your auto and…
When To Drop Collision & Comprehensive Insurance
When To Drop Collision & Comprehensive Insurance

If you own a car, you don’t have a choice about buying certain auto insurance coverage types. Depending on your state, you’ll be buying some combination of liability auto insurance, uninsured motorist coverage and/or PIP insurance. Collision insurance pays for damage to your car after…
INTERVIEW: Amy Bach On Insurance Rebates
INTERVIEW: Amy Bach On Insurance Rebates

Daniel Trucios talks to Amy Bach, Executive Director of United Policyholders, about insurance rebates, effectiveness, future charges, good publicity and business interruption insurance.
Why isn’t car insurance cheaper as we all stay home?
Why isn’t car insurance cheaper as we all stay home?

Chris Norlin, like so many others, is hardly ever behind the wheel these days as he follows guidelines to stay at home and play hide-and-seek with the coronavirus. Which naturally leads him to wonder: Why is he still paying so much for car insurance? His…
Why Safer Cars Don’t Lead To Cheaper Car Insurance … Yet
Why Safer Cars Don’t Lead To Cheaper Car Insurance … Yet

Many new cars sold today can take preemptive action to help prevent crashes — hitting the brakes before a collision, steering around obstacles or alerting drivers to hazards in their blind spots. Those safety features — collectively known as advanced driver-assistance systems, or ADAS —…
Guest Blog: The Supreme Court of FL Rules in Favor of Policyholder on Application of Florida’s Bad Faith Law
Guest Blog: The Supreme Court of FL Rules in Favor of Policyholder on Application of Florida’s Bad Faith Law

By Molly Chafe Brockmeyer, Esq., Boyle & Leonard, P.A., Ft. Meyers, FL. UP Volunteer On September 20, 2018, in a case where UP weighed in as amicus curiae, the Supreme Court of Florida issued its opinion, affirming Florida’s long held bad faith precedent.  The state’s high…
“Total Control” Tip of the Month, October, 2017
“Total Control” Tip of the Month, October, 2017

An insurance company’s decision whether to classify your severely damaged car as fixable or a total loss has big dollar significance to you, the policyholder. You can influence that decision with proof of the vehicle’s pre and post loss value. Depending on the extent of…
Florida’s Insured Losses From Irma Reach Nearly $2B and Growing
Florida’s Insured Losses From Irma Reach Nearly $2B and Growing

Florida policyholders so far have filed nearly $2 billion in claims to insurers for damage from Hurricane Irma, the state’s insurance regulator said on Monday. The estimate of insured losses is based on preliminary statewide data that insurers filed with the Florida Office of Insurance…
Collecting insurance benefits for a hurricane-damaged car
Collecting insurance benefits for a hurricane-damaged car

Hurricane Harvey (2017) damaged as many as 500,000 vehicles in the Houston area alone, according to preliminary estimates.  This number is much higher than Superstorm Sandy (2013) or Hurricane Katrina (2005). Hurricane Irma (2017) damaged an additional 1 million vehicles across the southeast, including Florida where it hit hardest. If…