August 1, 2026 Omaha woman’s house burns down before they even move in. Then she learns what their home insurance covers: ‘It just doesn’t work like that’ An Omaha woman recently realized that even if you have home insurance, you may not have the right terms to cover what you need. As 2025 was coming to an end, Conner Lukowski (connerrensch07) took to TikTok to share the horrible note on which their…
July 26, 2026 The Aspen Acres fire has destroyed your home. When it comes to insurance, what’s next? With 319 burned homes so far tallied, the Aspen Acres fire is the most destructive Colorado wildfire by homes lost since the Marshall fire in 2021. In the intervening half-decade, lessons learned have put a legislative focus on the Colorado insurance landscape for communities facing…
July 22, 2026 Setting the Record Straight: Common Insurance Myths California Homeowners Should Know Southern Californians have watched insurance costs climb, coverage options shrink, and claim disputes multiply in recent years, and much of what people believe about why is simply wrong. As wildfire risk grows alongside a warming climate, understanding how the insurance market actually works matters more…
July 22, 2026 Four myths about insurance in California Many Californians have seen rising costs, less availability and are running into other issues with insurance — including delays and denials of their claims — in the past several years. As climate change increases the risk of wildfires and other disasters, it’s important to know…
July 20, 2026 These are the two ‘deadliest rooms’ for your documents in a disaster; Here’s how to protect them If a wildfire or flood pushed you out of your home tonight, could you put your hands on the things that matter most in less than 10 minutes? Precious family photos, birth certificates, the deed to your house. If those things are in your attic…
July 14, 2026 Governor Polis Tours Disaster Assistance Center, Thanks Volunteers, Highlights Resources for Coloradans Impacted by Wildfires PUEBLO, Colo. – Today, Governor Polis met with Coloradans impacted by the Aspen Acres Fire and the volunteers stepping up to help at the Pueblo Disaster Assistance Center. Governor Polis toured the DAC on his recent trip to Pueblo on July 2, the day after…
July 13, 2026 Can a Bernie-Backed Populist Fix California’s Home Insurance Crisis? In the spring of 2023, insurance giants State Farm and Allstate announced they would no longer write new home insurance policies in California, citing intolerable exposure to the devastating wildfires that have become routine in the state. Farmers, USAA, and several smaller insurers quickly followed…
July 8, 2026 More California Communities Adopting Zone 0 Policy for Fire Safety Insurance companies pushing homeowners to adopt Zone 0 policy for wildfire safety Catastrophic wildfires have devastated California in recent years. In the aftermath, we often ask ourselves – how do we make sure this doesn’t happen again? State officials are slowly phasing in one of…
July 2, 2026 SBA extends Los Angeles wildfire loan deadlines a third time The Small Business Administration (SBA) has issued a final extension of loan disbursement deadlines for Los Angeles wildfire survivors. The agency cited ongoing insurance claim disputes and permitting delays as reasons borrowers have been unable to access approved funds. The extension gives approved borrowers 24…
June 29, 2026 Wildfire Evacuation Tips If you are told to evacuate immediately, do so. If you think you may have to evacuate, we suggest the following ASAP: 1) Document your home and “stuff.” If you do not have a home inventory, create one before you evacuate. Take pictures or a video of each…
June 19, 2026 Inside California’s Home Insurance Squeeze: Higher Bills, Fewer Choices After the LA fires, a $1 billion bill landed on providers and their customers; costs jumped 84% over 6 years, Stanford data shows. In A Nutshell Average monthly home insurance premiums for California single-family homes rose 84% between 2020 and 2026 (45% after inflation), about…
June 5, 2026 California Homeowners Face New Wildfire Deductibles Some California homeowners are now facing new wildfire deductibles in their insurance policies, causing concern among residents and officials. Attorney Shant Karnikian, who represents Los Angeles residents affected by last year’s fires, discovered a $621,000 wildfire deductible in a client’s AIG insurance policy. This is…
June 5, 2026 Some California homeowners now face ‘wildfire deductibles.’ Why that’s a problem. After a Washington Post inquiry, Michael Soller, deputy commissioner of communications for the California Department of Insurance, indicated Commissioner Ricardo Lara will launch a review of these insurance policies. Read more.
June 4, 2026 Homeowners face crushing insurance cost increases Homeowners insurance premiums climbed 24% nationwide between 2021 and 2024, with the steepest increases hitting inland states like Utah and Illinois rather than the hurricane-prone coasts. Communities that were once considered low risk for insurance pricing are now facing double-digit rate increases. Higher construction costs…
June 1, 2026 Hoʻōla LTRG, MDS and partners celebrate Valerie Hoʻopai and ʻohana’s return home to Lahaina More than 150 project partners, friends, family and community supporters gathered Friday for a home dedication and blessing honoring Valerie Hoʻopai and her ʻohana in Lahaina. The blessing marked a meaningful milestone in the Hoʻopai ʻohana’s recovery journey, as they returned to a newly rebuilt…
May 31, 2026 Battle over smoke-damaged homes from LA County wildfires could reshape fire insurance The outcome could have ramifications nationwide and either open the door to billions in additional claims or slam the door shut for homeowners. Read more.
May 22, 2026 Firewise leaders push for regional emergency preparedness More than 150 wildfire preparedness leaders, residents and fire safety professionals from across Southern California gathered in Calabasas May 9 for a regional Firewise Leader workshop focused on helping neighborhoods better prepare for increasingly severe wildfire seasons. The gathering at the Calabasas Community Center invited…
May 17, 2026 State launches ‘Disaster Recovery Tool,’ more Health Headlines A new tool was launched this month to assist Coloradans facing natural disasters: the Colorado Disaster Recovery Navigation Tool. The resource was established under the Governor’s Office of Climate Preparedness and Disaster Recovery, which, a press release from the office said, is one of its…
