Guest Blog: United Policyholders Amicus Project Scores Victory For Texas Homeowners and Businesses
Guest Blog: United Policyholders Amicus Project Scores Victory For Texas Homeowners and Businesses

The availability of insurance coverage for loss or damage can hinge on the smallest details.  Did your insurer record that it received your notice letter?  Did your insurer’s investigator take note of those small but critical facts you pointed out during the investigation?  Did you…
Your CLUE report could save you money on auto and home owners insurance
Your CLUE report could save you money on auto and home owners insurance

If your car is in an accident, or your house is damaged in a storm, the insurance claims you file will wind up in your CLUE report. The trouble is most people have never heard of a CLUE report, even though the data in it…
Don’t Be Blown Away By Your Hurricane Deductible
Don’t Be Blown Away By Your Hurricane Deductible

Hurricane season is fast approaching, but don’t be too focused on the official June 1 start date. This year, late April saw Arlene, the first named tropical storm of the season. Coastal storms are always unpredictable so it’s smart to get your homeowners insurance in…
As Hurricane Season Approaches, Review Your Insurance
As Hurricane Season Approaches, Review Your Insurance

The Atlantic hurricane season is a little more than two weeks away, so now is a good time for homeowners along the coast to check their insurance coverage. The annual hurricane season runs for six months, from June through November. “A good place to start…
5 Hidden Costs of Relocation
5 Hidden Costs of Relocation

If you’ve got your eye on a new city where you can buy a bigger house with an affordable mortgage payment, don’t be too quick to sign those closing documents. If you don’t do a little research first, you may get ambushed by unexpected costs…
What might be lurking inside your next homeowner’s policy
What might be lurking inside your next homeowner’s policy

Hurricane Matthew wreaked a lot of damage in a rather short time, but property insurers have long memories — and clever lawyers. So keep an eye on the changes that will almost certainly be part of your next homeowner’s policy. If hurricane history is any…
Document Flood and Fire Damage to Ease Insurance Claims
Document Flood and Fire Damage to Ease Insurance Claims

Victims of the recent flooding in Louisiana and wildfires in California should all do one thing: Document the damage to their property. Taking photos is crucial to help bolster an insurance claim, said Amy Bach, executive director of United Policyholders, a nonprofit consumer advisory group,…
With Hurricane Season Here, Time to Check Home Insurance
With Hurricane Season Here, Time to Check Home Insurance

Bonnie, the tropical storm that drenched the Carolinas over Memorial Day weekend, did not reach hurricane status. But that storm, and the official start of the 2016 hurricane season on Wednesday, make this a good time for homeowners to check their insurance policies to see…
AG lawsuit: State Farm enriched itself through Katrina homeowner program
AG lawsuit: State Farm enriched itself through Katrina homeowner program

Attorney General Jim Hood is suing State Farm Fire & Casualty Co. over millions of dollars he claims the state lost because the insurance company “maliciously” denied Hurricane Katrina claims for wind losses while the federally funded Homeowners Assistance Program picked up the tab.The lawsuit…
Get a Crash Course on Hurricane Deductibles
Get a Crash Course on Hurricane Deductibles

An insurance industry that has taken its lumps from hurricanes has come to treat them differently in recent years. As a result, a home insurance policy in hurricane country today often comes with a special and potentially steeper hurricane deductible that kicks in when claims…
2 Problems = Zero Money: The Anti-Concurrent Causation Clause
2 Problems = Zero Money: The Anti-Concurrent Causation Clause

When disaster strikes it seems to happen all at once. Electric lines spark, windows shatter, roofs tear off, sump pumps stop and the lights go out. Homeowners see it this way. Insurance companies — and often the courts — see it differently. Major disasters such…
Sandy update: Homeowners battle insurance adjusters
Sandy update: Homeowners battle insurance adjusters

They have argued themselves blue with insurance adjusters. And still their homes are gutted and smell of sodden wood.Six months after superstorm Sandy, a weary cadre of Long Islanders remains mired in fights over settlements from the National Flood Insurance Program. They tell of enduring…
Progress on N.J. Sandy insurance claims concealed
Progress on N.J. Sandy insurance claims concealed

Thursday, March 21, 2013 BY RICHARD NEWMANSTAFF WRITERThe Record Since superstorm Sandy struck the Northeast last October, New York residents have been able to track the performance of insurance companies in response to the disaster by logging on to a state government website.Connecticut’s insurance regulator…
Hurricane deductible reform legislation proposed in NY
Hurricane deductible reform legislation proposed in NY

http://www.propertyinsurancecoveragelaw.com/uploads/file/S_%201760.pdf
Storm of Money: Small insurance reform groups along U.S. coast take on industry Goliaths
Storm of Money: Small insurance reform groups along U.S. coast take on industry Goliaths

Six years ago, a group of church volunteers in Gulf Shores, Ala., went door to door to “find out where the pain was,” said Michelle Kurtz, one of the leaders. They heard stories about drainage problems and drugs, but to their surprise, one concern generated…
Sandy’s Crash Course on Hurricane Deductibles
Sandy’s Crash Course on Hurricane Deductibles

An insurance industry that has taken its lumps from hurricanes has come to treat them differently. Today, homeowners insurance often comes with special and potentially steeper deductibles that kick in when claims are related to the punishing storms. Superstorm Sandy recently raised awareness about hurricane…
Tips for making insurance claims after Sandy
Tips for making insurance claims after Sandy

One inevitable consequence of the megastorm named Sandy will linger for a long while after the devastation is cleaned up and the victims buried: a large number of insurance claims from people hoping to rebuild their homes and their lives. Sandy’s historic size and scope…
A 12-step plan for your Sandy insurance claim
A 12-step plan for your Sandy insurance claim

Some consumers will be shocked to learn that superstorm Sandy devastated not only cities, coastal areas and transit systems — but their pocketbooks, too. “A lot of people are going to have a rude wake-up call after this storm and realize that flood damage isn’t…