May 15, 2020 How to Bundle Renters and Auto Insurance Bundling is a common way to save money on most types of insurance policies, including renters insurance. When it comes time to renew your renters insurance policy or shop for a new one, it’s worth finding out if you can save money by bundling your…
May 13, 2020 Bach Talk – It’s time to restore insurance safety nets Insurance benefits should be the primary source of funds for people and businesses to make repairs after adversity strikes. Unlike government aid that’s contingent on submitting an application, meeting eligibility criteria, waiting/processing time and taxpayer dollars, insurance funds are paid-for benefits that can be collected…
May 11, 2020 Insurance Industry Pushes “Wildfire” Legislation to Increase Homeowners Insurance Rates While the rest of the state is sheltering at home, lobbyists for the insurance industry are busy promoting legislation, scheduled for a hearing tomorrow, that would allow them to boost insurance rates on homeowners and renters. The bill would derail voter-approved protections against insurance price-gouging…
May 4, 2020 Insurers challenged for denying business-interruption coverage during coronavirus economic lockdown In a shot over the bow and precursor of a long, upcoming legal battle, the California insurance commissioner on April 14 issued an order requiring carriers to investigate claims filed by businesses seeking relief for losses incurred from government shutdowns as the result of the…
May 1, 2020 Spread the word about our COVID-19 Loss Recovery Library Our COVID-19 Loss Recovery library is designed to help small businesses collect all available insurance benefits to offset their losses and get back on their feet. Just as we help individuals after disasters, we are helping the businesses that are a vital part of our…
April 17, 2020 INTERVIEW: Amy Bach On Insurance Rebates Daniel Trucios talks to Amy Bach, Executive Director of United Policyholders, about insurance rebates, effectiveness, future charges, good publicity and business interruption insurance.
April 14, 2020 NJ residents face insurance challenges beyond grace periods during pandemic Among the many impacts of the coronavirus are those on insurance. Gov. Phil Murphy last week mandated a 90-day grace period for auto, homeowner’s and renter’s insurance payments and a 60-day grace period for health insurance payments. Murphy’s reprieve, however, doesn’t aid the uninsured and…
April 8, 2020 CA high court upholds right to paid-for business insurance protection In a time when U.S. businesses are turning to courts across the U.S. to enforce their rights to insurance protection for COVID-19 losses, the CA Supreme Court delivered them a win this week in a long-simmering, high stakes battle over coverage in a different context…
April 7, 2020 Why isn’t car insurance cheaper as we all stay home? Chris Norlin, like so many others, is hardly ever behind the wheel these days as he follows guidelines to stay at home and play hide-and-seek with the coronavirus. Which naturally leads him to wonder: Why is he still paying so much for car insurance? His…
April 3, 2020 Tennessee Tornado Insurance Claim and Recovery Help If your home or business was damaged or destroyed in the recent Nashville area tornadoes, we are here to give you reliable guidance during the recovery process. UP recommends focusing on photographing and documenting damaged and destroyed property, getting a complete current copy of your…
April 3, 2020 Sonoma County businesses with pandemic-related losses hit wall with commercial insurers In the aftermath of the power shut-offs during the October 2019 wildfire, Berlin Fisher realized he needed to get business interruption insurance coverage for his West County Style Bar in Guerneville because another disaster could put his hair salon on precarious financial footing. Fisher had…
April 1, 2020 SIPping lemonade -TCB* We all know the bad news. The good news is you may have time to take care of tasks that have long been pushed to the bottom of your “to do” list. Getting your insurance records in order and inventorying your property are two of…
March 30, 2020 Business interruption insurance falls short in a pandemic When Salvatore Ferro saw his Commack-based home remodeling business plummet by more than half due to the coronavirus pandemic, he contacted his insurance broker to find out how to make a claim on his business interruption insurance. He was shocked to learn the policy –…
March 19, 2020 Can businesses rely on insurance to overcome COVID-19 losses? The short answer is, for many it will be a fight. Bottom line: Don’t take no for an answer until you’ve exhausted all arguments and avenues for help. And there are many of them. United Policyholders is hard at work curating solid guidance to arm businesses…
March 9, 2020 California lawmakers propose wildfire insurance bill to protect homeowners EL DORADO COUNTY, Calif. — A bill introduced into the California Legislature on Tuesday would add protections to some homeowners at risk of nonrenewals. The “Renew California Bill” would require insurance companies to write or renew policies for existing homes in communities that meet state…
March 4, 2020 Working to keep the HOME in home insurance Consumers buy home insurance where legally required AND for the peace of mind of knowing that if adversity strikes, the policy will generate money to deal with whatever that adversity is. They don’t sit around thinking up doomsday scenarios of every possible event that could damage or…
March 1, 2020 Oh baby…insurance and maternity care What to expect (from your insurance company) when you’re expecting When you bring your new baby home, the last thing you should have to worry about is the hospital bill. So before your due date, find out your health plan’s rules on delivery care costs.…
February 28, 2020 Next battle in California with insurers is over home policyholder discounts for cutting fire risks Will Abrams and his family barely escaped from their house in the Riebli-Wallace neighborhood of Santa Rosa as the flames from the 2017 Tubbs fire bore down on their residence. “I had my two) kids under my arms running to our cars and we barely…
