December 10, 2012 Is Your Homeowners Insurance Falling Short? The Cleanup From Superstorm Sandy Has Been an Exercise in Frustration for Homeowners. Here’s How to Maximize Insurance Payouts—and Reduce the Hassle of Filing a Claim. Click here to read the whole article online.
December 7, 2012 Experts: Wider need for flood insurance Think you don’t need flood insurance because you don’t live near the ocean? Or because your mortgage company doesn’t require it? Or because you’re in a low to moderate hazard area according to the National Flood Insurance Program? Think again. If you’re near any body…
December 6, 2012 Seven Things All Homeowners Should Know About Their Homeowners Insurance Superstom Sandy revealed many of the problems homeowners may encounter when navigating the claims process after a natural disaster. Here are some tips from the Consumer Federation of America CFA) and United Policyholders UP) on what consumers should look out for when reviewing their policies:…
December 6, 2012 Sandy Victims Should Winterize Their Homes Coverage Can Exclude Frozen & Burst Pipes, If Precautions Aren’t Taken With winter’s freezing temperatures rapidly approaching, insurance experts are advising victims of Hurricane Sandy to act now to winterize their homes to avoid further damage that won’t be covered by their homeowners policies. Many…
December 6, 2012 Help with Sandy insurance claims — via phone People whose homes or businesses were battered by superstorm Sandy have a potentially useful ally in filing insurance claims: their smartphone. Can’t find your policy number, deductible information or other insurance data needed to make a claim? Use your phone to access a carrier’s website…
December 5, 2012 Sandy’s Crash Course on Hurricane Deductibles An insurance industry that has taken its lumps from hurricanes has come to treat them differently. Today, homeowners insurance often comes with special and potentially steeper deductibles that kick in when claims are related to the punishing storms. Superstorm Sandy recently raised awareness about hurricane…
December 4, 2012 Money Heroes: Three Guardians Protecting Consumers’ Finances Ensuring benefits for policyholders Amy Bach On a crusade since: 1984 Day job: Executive director of United Policyholders Achievement: Advocates for, and assists, insurance customers Why she’s a hero: Representing a New York State agency on an insurance task force in the 1980s, Bach saw…
December 1, 2012 Wind could blow deductibles higher Newsday.com by: Joe Ryan Sandy may not have been a hurricane by the time it slammed into Long Island, but its winds were still powerful enough to trigger higher insurance deductibles that could cost homeowners thousands of dollars. As the tempest swirled toward New York,…
December 1, 2012 SANDY: Warning on Insurance; Thanks to Sandy, premiums could rise on LI www.newsday.com By: Joe Ryan Long after the electricity returns and the gas lines end, last week’s massive storm is likely to take another swipe at Long Islanders by driving up the cost of homeowners insurance, experts say. Private insurance companies are expected to pay out…
December 1, 2012 Insurance Catch-22; Banks may need to co-endorse checks for repairs www.newsday.com By: Joe Ryan For homeowners struggling to rebuild from Sandy, the bureaucratic maze may not end once the insurance settlement check arrives. Consider the plight of Diane Ortiz and George Tranos, whose Amityville home was gutted by a torrent of seawater. Two weeks later,…
November 29, 2012 Hurricane insurance deductibles: What? When? An insurance industry that has taken its lumps from hurricanes has come to treat them differently. Today, homeowners insurance often comes with special and potentially steeper deductibles that kick in when claims are related to the punishing storms. Superstorm Sandy recently raised awareness about hurricane…
November 29, 2012 Speaking UP Pays In “Sandy Victims Cry Foul Over Insurance” a recent piece that included Executive Director Amy Bach, CNN reporter Deborah Feyerick captured the bad and good news. The bad news is the fear and frustration Sandy victims are experiencing when told the damage to their home…
November 28, 2012 Sandy’s victims find flood insurance coverage wanting As their sodden couches and carpets rot at the curb, Long Islanders are coming to a grim realization: Flood insurance only covers a fraction of what it will cost to replace furniture ravaged by the storm. While most flood policies do cover dining sets, televisions,…
November 27, 2012 Sandy victims cry foul over insurance Superstorm Sandy victims say they’ve been denied insurance. Should they be getting payouts? CNN’s Deb Feyerick reports.
November 16, 2012 Buying life insurance for America’s most dangerous jobs Not all jobs are created equal. The U.S. Bureau of Labor Statistics rates occupations based on the rate of accidents and fatal on-the-job injuries, highlighting the most dangerous jobs in the country. One of the top most dangerous jobs in the country is fishing. Fishermen…
November 14, 2012 Driver Protection or Loss of Choice? NY SUM Debate Awaits Approval When the New York Legislature passed amendment S. 7787/ A. 10784 in June, there were both cheers and jeers. It’s now the center of a debate between those who believe it’s protection for drivers and others who think it’s a loss of choice for consumers.…
November 12, 2012 Before catastrophe strikes People whose homes were damaged by Superstorm Sandy will soon find out whether they have the right kind of insurance and enough to rebuild. In other recent disasters, one-half to two-thirds of homeowners discovered after the fact that they were underinsured, often by hundreds of…
November 5, 2012 Tips for making insurance claims after Sandy One inevitable consequence of the megastorm named Sandy will linger for a long while after the devastation is cleaned up and the victims buried: a large number of insurance claims from people hoping to rebuild their homes and their lives. Sandy’s historic size and scope…
