Umbrella Archives - United Policyholders

November 1, 2016

Wise UP: The Savvy Consumers Guide To Buying Insurance

Wise UP: The Savvy Consumers Guide to Buying Insurance, a United Policyholders’ publication This compact guide will give you the inside scoop on what really matters when buying or renewing insurance for your car, home and assets. It’s short, easy to read and gives you…

October 4, 2016

What Is Umbrella Insurance – and Do I Need It?

Like an umbrella that protects you from the elements on a rainy day, an umbrella insurance policy can shield your personal assets from large liability claims. Umbrella excess liability protection can help you avoid financial ruin if you’re found to be responsible for legal damages…

June 6, 2011

Umbrella Insurance?

Q: What is an umbrella insurance policy, and under what circumstances should I have one? — Matthew M., Smithfield, N.Y. A: An umbrella policy is extra liability insurance that protects you if you are sued. Homeowners and auto policies offer personal liability coverage, but most…

May 10, 2011

Under My Umbrella

No one wants to pay for insurance they don’t need. Most people go a lifetime without being sued, so the idea of buying more than basic insurance against lawsuits (“Liability Insurance”) may seem unnecessary. But the legal expenses you’ll incur if you ever are sued…