• Home
  • About
    • Our Mission
    • Staff
    • Board
    • Supporters
    • Recognition
    • Work with UP
    • Volunteer with UP
    • Contact UP
  • Media
    • UPdates
      • UP in the News
      • Tip of the Month
      • Bach Talk
      • Guest Blogs
      • Catch UP
      • Print News
      • eNews
    • Survey Results
    • Studies & Reports
  • Recovery Help
    • Roadmap to Recovery®
    • Disaster Recovery Help
    • Claim Guidance Library
    • State by State Help
    • Sample Letters and Claim Documents
    • Professional “Find Help” Directory
    • Ask An Expert
  • Get Prepared
    • Roadmap to Preparedness
    • Buying Tips Library
    • WRAP Resource Center – Wildfire Mitigation Help
    • Dropped by your home Insurer?
    • Wise UP
  • Advocacy
    • How We Advocate
    • Amicus Library
    • Legislation
    • Regulation
    • UP at the NAIC
  • Events
    • Program Events
    • UP to Good 2023
  • Community
    • Ask An Expert
    • Forums
  • Support UP
United Policyholders logo
  • Log In
  • Ask An Expert
  • Forums
  • Home
  • About
    • Our Mission
    • Staff
    • Board
    • Supporters
    • Recognition
    • Work with UP
    • Volunteer with UP
    • Contact UP
  • Media
    • UPdates
      • UP in the News
      • Tip of the Month
      • Bach Talk
      • Guest Blogs
      • Catch UP
      • Print News
      • eNews
    • Survey Results
    • Studies & Reports
  • Recovery Help
    • Roadmap to Recovery®
    • Disaster Recovery Help
    • Claim Guidance Library
    • State by State Help
    • Sample Letters and Claim Documents
    • Professional “Find Help” Directory
    • Ask An Expert
  • Get Prepared
    • Roadmap to Preparedness
    • Buying Tips Library
    • WRAP Resource Center – Wildfire Mitigation Help
    • Dropped by your home Insurer?
    • Wise UP
  • Advocacy
    • How We Advocate
    • Amicus Library
    • Legislation
    • Regulation
    • UP at the NAIC
  • Events
    • Program Events
    • UP to Good 2023
  • Community
    • Ask An Expert
    • Forums
  • Support UP
United Policyholders logo

Advocacy

  • Up in the News
  • UPdates
  • Bach Talk
  • Guest Blogs
  • eNews
  • Print News
  • Survey Results
  • Studies & Reports
A Timely New Tool From a UP Partner
April 4, 2023
A Timely New Tool From a UP Partner

Patient, informed shopping has never been more important than in today’s property insurance marketplace. Consumers face a triple threat: Protection gaps, deductibles and premiums are all sharply increasing. This is happening due to financial trends, insurtech, disasters linked to climate change and insurers’ strategies to…

UP alerts CA legislators to proceed with caution on insurers’ wish list
March 9, 2023
UP alerts CA legislators to proceed with caution on insurers’ wish list

California consumers have long enjoyed the benefits of property insurance premium savings thanks to the voter-enacted Proposition 103 rate regulation regime, and insurers have long decried that regime. United Policyholders generally focuses on helping consumers get treated fairly by insurers, avoid and solve coverage gaps,…

Marin lawmaker aims to protect home insurance for seniors in fire-prone areas
February 13, 2023
Marin lawmaker aims to protect home insurance for seniors in fire-prone areas

A bill introduced by Assemblymember Damon Connolly of San Rafael would prohibit home insurance providers from dropping coverage for seniors living in high fire-risk areas and would cap premium hikes. The bill, AB 478, would forbid insurance providers from dropping policies for residents 65 and…

Tis the Season to Get Prepared
December 23, 2022
Tis the Season to Get Prepared

Need a last minute holiday gift? Give the people you love peace of mind by helping them be financially resilient and prepared. This Give Peace of Mind Gift Catalog is full of free tips to help spark important discussions and actions around disaster preparedness. Whether you are traveling…

Home insurance availability, affordability AND quality is shrinking: States and the Feds must coordinate and take action to protect homeownership in the US
December 21, 2022
Home insurance availability, affordability AND quality is shrinking: States and the Feds must coordinate and take action to protect homeownership in the US

  We support the Federal Insurance Office in their efforts to gather national data to get a clear picture of how insurers are adapting their operations in response to climate change, and how their actions are impacting property insurance affordability and availability across the nation. …

2022…it’s a WRAP*
December 16, 2022
2022…it’s a WRAP*

As another productive work year draws to a close for Team UP, we can celebrate the holidays knowing we’ve helped many people overcome disaster recovery and insurance challenges in 2022 and been an effective champion for consumers on many fronts. Through our work with elected…

Ain’t no Sunshine When Policyholders’ Leverage is Gone
December 12, 2022
Ain’t no Sunshine When Policyholders’ Leverage is Gone

It looks like the Florida legislature is about to pass a set of radical amendments that will deprive property owners in the Sunshine State of the power to enforce the laws that give them the right to be treated fairly by insurance companies…and with no…

Scary insurance premiums…what to do?
October 31, 2022
Scary insurance premiums…what to do?

Home and business insurance premiums in hurricane and wildfire prone regions have jumped to scary levels…Those who can’t afford the increases are increasingly “going bare” if they own their homes outright. Those with mortgages are going deeper into debt to pay for mandated insurance. Bundling…

California looks to lower insurance costs with new wildfire regulations
October 18, 2022
California looks to lower insurance costs with new wildfire regulations

California has introduced new wildfire safety regulation to help drive down cost of insurance by recognizing and rewarding wildfire safety and mitigation efforts made by homeowners and businesses. Insurance Commission Ricardo Lara’s regulation will require insurance companies to submit new rates that recognize the benefit…

State enforces nation’s first wildfire safety regulation to help drive down cost of insurance
October 18, 2022
State enforces nation’s first wildfire safety regulation to help drive down cost of insurance

Insurance Commissioner Ricardo Lara said he will enforce the new insurance pricing regulation he wrote recognizing and rewarding wildfire safety and mitigation efforts made by homeowners and businesses. Commissioner Lara’s regulation is the first in the nation requiring insurance companies to provide discounts to consumers…

California will require insurers to reward consumers for wildfire mitigations
October 18, 2022
California will require insurers to reward consumers for wildfire mitigations

(The Center Square) – California homeowners and businesses that take steps to protect their properties from wildfires will soon pay lower insurance rates under a new, first-in-the-nation framework introduced by the state’s insurance commissioner. The new regulation, announced by California Insurance Commissioner Ricardo Lara, requires…

California to require insurance discounts for property owners who reduce wildfire risk
October 17, 2022
California to require insurance discounts for property owners who reduce wildfire risk

California will become the first state in the nation to require insurance premium discounts for owners of homes and businesses that are made safer from wildfires. New rules mandate that insurance companies reward consumers who take wildfire safety and mitigation actions under the state’s Safer…

UP and WRAP partners testify before Congress on insurance challenges and progress in wildfire-prone states
September 22, 2022
UP and WRAP partners testify before Congress on insurance challenges and progress in wildfire-prone states

On September 22, 2022, in invited testimony before the U.S. House Committee on Financial Services, Subcommittee on Housing, Community Development and Insurance, Executive Director Amy Bach presented consumer viewpoints and initiatives that are underway to restore affordable insurance options for property owners in wildfire-prone regions.…

CDI Regulations Moving Forward
September 8, 2022
CDI Regulations Moving Forward

United Policyholders is pleased to share the news that the California Department of Insurance has now announced its intention to formally move forward with its proposed “Mitigation in Rating Plans and Wildfire Risk Models” regulations.  Once formally adopted, the regulations will legally require insurers to…

Improving Disaster Recovery
August 9, 2022
Improving Disaster Recovery

UP advocates for expedited insurance payouts and fewer paperwork hassles for disaster survivors. By helping people get the money they need to repair, rebuild and replace with fewer delays, we’re improving their ability to restore the quality of their lives and financial health. This week,…

A Fairer California Fair Plan
July 20, 2022
A Fairer California Fair Plan

State and Federal public officials have protected homeowners by creating insurers of last resort that people can turn to when they’re unable to find a company willing to insure their property. Well known examples are Florida and Louisiana Citizens Insurance Corporations, the National Flood Insurance…

Can AI Predict If Your House Is Going To Burn To The Ground?
July 7, 2022
Can AI Predict If Your House Is Going To Burn To The Ground?

As summer fire season looms in California, Zesty.ai is using machine learning to help insurers and homeowners to make realistic risk assessments—and reduce damage to homes and property. Standing on the outskirts of Oakland, California, Attila Toth takes in the nearby forested hills. The CEO…

Paradise rolls out new wildfire prevention standards available to all California homes
June 27, 2022
Paradise rolls out new wildfire prevention standards available to all California homes

A Paradise home received the state’s first Wildfire Prepared Home designation, kicking off a new program meant to reduce the damage from wildfires. The newly-constructed home is tucked in the burn scar of the Camp Fire, the deadliest wildfire in California’s history, on a road…

  • 1
  • 2
  • 3
  • 4
  • …
  • 15
  • 16
  • Next »
  • Home
  • About
  • Media
  • Recovery Help
  • Get Prepared
  • Advocacy
  • Events
  • Community
  • Support UP
United Policyholders

© 2023 United Policyholders The material on this site is for informational purposes only and is not a substitute for legal advice.

  • Privacy Policy
  • Terms of Use
  • Contact UP
  • Log In
Powered by WordPress & Inti Foundation