WRAP Archives - Page 13 of 13 - United Policyholders

February 6, 2020

The cost of fire insurance across California is rising at a frightening pace if you can get it at all

Homeowners are finding their insurance premiums outpacing their incomes, if they can find insurance at all. Who is responsible for the crisis? AUBURN, Calif. — A crisis has been building in the foothills of the Sierra and other fire-prone communities in California. It’s related to…

December 14, 2019

Do you know your home’s wildfire risk score? Your insurance company does

Do you know your wildfire risk score? Most people know they have credit scores that help determine whether they get a loan and what their interest rate will be. They probably don’t know that if they live in the West, they have a wildfire risk…

September 17, 2019

WRAP UP: The Wildfire Risk Reduction and Asset Protection Project

Above, R to L: After his insurer threatened to drop him, a Moraga, CA homeowner contacted his local Fire Dept. for help. UP’s Amy Bach rode along with local fire officials as they inspected and prescribed steps to reduce risk and retain his coverage. If…

January 19, 2017

Wildfire Risk Reduction and Insurability

In the age of big data and GPS mapping, insurers are increasingly using complicated and opaque models to set their rates. FireLine is one name brand model created and sold to insurers by Verisk/Insurance Services Office. FireLine looks at a number of criteria (slope, access,…