Dealing With Wildfire Damage? These Free Resources Can Help You File Your Insurance Claim
Dealing With Wildfire Damage? These Free Resources Can Help You File Your Insurance Claim

The trauma of a wildfire is compounded only by the stress of trying to figure out if you’re covered under your insurance and how to collect under those policies for any damage to your property. Fortunately, ample free help is available, from coverage information to…
California Insurance Commissioner Urges Insurance Companies to Cover Reimbursement Costs for Those Displaced During Wildfires
California Insurance Commissioner Urges Insurance Companies to Cover Reimbursement Costs for Those Displaced During Wildfires

September 7, 2020 – LOS ANGELES, Calif. – To assist Californians displaced by the current and recent wildfires throughout the state, Insurance Commissioner Ricardo Lara issued a Notice to all California property and casualty insurance companies urging them to cover Additional Living Expenses (ALE) for…
Statewide town hall to address wildfire assistance and insurance resources
Statewide town hall to address wildfire assistance and insurance resources

Join Cal OES Director, Mark Ghilarducci, CA Insurance Commissioner Ricardo Lara and United Policyholders Executive Director, Amy Bach for a Statewide Virtual Town Hall on wildfires assistance and insurance resources available to renters and homeowners. With many communities experiencing evacuations, loss of homes and the…
Tennessee Tornado Insurance Claim and Recovery Help
Tennessee Tornado Insurance Claim and Recovery Help

If your home or business was damaged or destroyed in the recent Nashville area tornadoes, we are here to give you reliable guidance during the recovery process.  UP recommends focusing on photographing and documenting damaged and destroyed property, getting a complete current copy of your…
NEW extended deadline: December 31. How to apply for compensation for uninsured wildfire losses from the PG&E fund
NEW extended deadline: December 31. How to apply for compensation for uninsured wildfire losses from the PG&E fund

If you were affected by the recent (2015, 2017, 2018) Northern California Wildfires you have until 5pm on Monday, October 21st, 2019 December 31, 2019 (deadline extended!) to file a claim form to potentially receive compensation from PG&E for your uninsured losses. We encourage you to watch the…
Press Release: Wildfire-impacted households face emotions, decisions at the one-year mark: Help is available, survey underway
Press Release: Wildfire-impacted households face emotions, decisions at the one-year mark: Help is available, survey underway

SAN FRANCISCO, CA – September 6, 2018 – United Policyholders (UP), a nonprofit insurance consumer organization, will offer guidance to wildfire-impacted households on navigating deadlines, decisions and emotions at the one-year anniversary of their devastating losses at a free workshop. UP is also asking all…
Big Data and Privacy
Big Data and Privacy

In the past, insurance companies used straightforward objective criteria and actuarial science to evaluate risks and calculate how much to charge a consumer for an insurance policy. Age, address, income, claim history and education were the main factors. Today, insurers are using subjective factors such…
Black Forest Fire victim advises Beulah Hill Fire victims
Black Forest Fire victim advises Beulah Hill Fire victims

Sherri Bertrand shares experience of losing home. A previous wildfire victim in El Paso County is offering advice to victims of a recent fire in Pueblo County. Sherri Bertrand of Black Forest said she was out of town the first week of the Beulah Hill…
FEMA re-opens claims, but some Sandy victims say ‘no thanks
FEMA re-opens claims, but some Sandy victims say ‘no thanks

A few weeks ago, FEMA sent out 146,000 letters to homeowners who were possible victims of Sandy-related flood insurance fraud, offering to reevaluate their damage awards and make them whole. That’s a lot of people with a lot of money at stake.FEMA is also offering…