Tips for Consumers to Get Fair Treatment from Insurance Companies After Hurricane Isaias
Tips for Consumers to Get Fair Treatment from Insurance Companies After Hurricane Isaias

Washington, D.C. – Today the Consumer Federation of America (CFA) and United Policyholders (UP) shared tips and resources to help consumers get their wind and flood insurance claims paid quickly, fully, and fairly in the wake of Hurricane Isaias. Initial estimates indicate that the storm…
After the Waves Receded: A Step-by-Step Guide for Hurricane Marie Damage Claims
After the Waves Receded: A Step-by-Step Guide for Hurricane Marie Damage Claims

Over Labor Day weekend 2026, Hurricane Marie, churning far out in the Pacific, generated massive swells that hammered the Southern California coast. See Nat’l Hurricane Ctr., Post-Tropical Cyclone Marie Public Advisory No. 30 (Sept. 8, 2026). Read more
Hurricane Marie Was a Wake-Up Call: Insurance Lessons Californians Can Learn From Floridians
Hurricane Marie Was a Wake-Up Call: Insurance Lessons Californians Can Learn From Floridians

Over Labor Day weekend 2026, Hurricane Marie, churning far out in the Pacific, generated massive swells that battered the Southern California coastline from Malibu to San Diego, destroying infrastructure, damaging homes, and forcing evacuations. And for many homeowners, the damage was just the beginning. Read…
Hurricane Season Has Been Calm. Should You Have Flood Insurance?
Hurricane Season Has Been Calm. Should You Have Flood Insurance?

Flood insurance may not be top of mind for many this year because hurricane activity in the Atlantic has been unusually quiet. But the traditional peak of the season is arriving, and storms that inundated the Midwest this month are a reminder that inland areas…
Chase Bank withheld $100K from Florida couple for an entire year, forcing them to take $250K from their 401(k). Now they owe the IRS tens of thousands
Chase Bank withheld $100K from Florida couple for an entire year, forcing them to take $250K from their 401(k). Now they owe the IRS tens of thousands

Chris and Analia DeHayes lost their Ruskin, Florida home to flooding during Hurricane Helene two years ago. What followed was a nightmare that had nothing to do with the storm, but everything to do with their bank. The couple had flood insurance through FEMA’s National…
Hurricane season insurance tips: What Florida homeowners need to know before storms hit
Hurricane season insurance tips: What Florida homeowners need to know before storms hit

Florida homeowners are grappling with insurance challenges as hurricane season approaches, with experts at this week’s Governor’s Hurricane Conference in West Palm Beach emphasizing the critical importance of understanding coverage before storms strike. Emily Rogan, a consumer advocate with United Policyholders, told conference attendees that…
Florida insurance commissioner says now is ‘great time’ to ‘shop around’ for better rates
Florida insurance commissioner says now is ‘great time’ to ‘shop around’ for better rates

Florida’s insurance regulators hosted a two-day industry summit in Tallahassee with a much more optimistic view of the future than in recent years. “I’m confident we are on the right track in Florida,” said Insurance Commissioner Michael Yaworsky in his opening comments, kicking off the…
Insurance Companies Just Had Their Best Year in a Decade. So Why Is Your Bill Still Going Up?
Insurance Companies Just Had Their Best Year in a Decade. So Why Is Your Bill Still Going Up?

You opened your homeowners renewal notice. The number went up. Again. Maybe it was 8%. Maybe it was 14%. Either way, your first thought was probably the same as everyone else’s: Who exactly is benefiting from all of this? As it turns out, the answer…
State Farm is in Trump’s crosshairs over LA fires
State Farm is in Trump’s crosshairs over LA fires

LOS ANGELES—State Farm has burnished its reputation as the country’s largest home and auto insurer with its “good neighbor” slogan. President Trump this week offered a different take on the company: “absolutely horrible” and “not there to help!” Trump’s social-media post critical of State Farm…
The Replacement Cost Reality Check: When Home Insurance Safety Nets Fall Short
The Replacement Cost Reality Check: When Home Insurance Safety Nets Fall Short

On a crisp October day, Gershon and her husband were clearing limbs and burning leaves — a routine fall chore across the Northeast. They weren’t reckless, says Gershon. “We’re the people who look up the county codes ahead of time. Is there a certain time…
Is your home underinsured? Here’s how to tell
Is your home underinsured? Here’s how to tell

Your house isn’t just a place to hang your hat — it’s also one of your most valuable financial assets. That’s why homeowners without enough insurance can face financial ruin when disaster strikes and they find themselves suddenly homeless and unable to rebuild. The problem…
AI and Insurance Policy Interpretation After Snell v. United Specialty: What Policyholders Need to Know
AI and Insurance Policy Interpretation After Snell v. United Specialty: What Policyholders Need to Know

The decision by the U.S. Court of Appeals for the Eleventh Circuit in Snell v. United Specialty Insurance Co. will be cited often for its holdings on policy interpretation and insurance applications under Alabama law. Perhaps the most groundbreaking analysis, likely to have long-term ramifications…
NAIC ANNOUNCES 2026 CONSUMER LIAISON REPRESENTATIVES
NAIC ANNOUNCES 2026 CONSUMER LIAISON REPRESENTATIVES

he National Association of Insurance Commissioners (NAIC) recently named 43 consumer liaison representatives for 2026. NAIC Members have long valued the voices of consumer representatives, who provide unique perspectives and insights in the NAIC’s proceedings. Regulatory policy work informed by a variety of stakeholders leads…
Soaring profits are ‘fueling tremendous anger’ among consumers as insurance rates skyrocket across the US. Here’s how to keep a lid on your premiums
Soaring profits are ‘fueling tremendous anger’ among consumers as insurance rates skyrocket across the US. Here’s how to keep a lid on your premiums

An insurance premium that ratchets up almost $1,000 over a few years is the kind of unwelcome surprise that every homeowner dreads, but that’s what happened to Cliff and Laura Pasquello, now of North Carolina, when they owned a home in Pennsylvania. “We had only…
Proposal to require state oversight of insurance affiliate payments clears first hurdle in Legislature
Proposal to require state oversight of insurance affiliate payments clears first hurdle in Legislature

Property insurance companies would face increased scrutiny by state regulators over payments they make to parent and affiliate companies — which critics say can be used to cloud profits and justify rate increases — under a bill unanimously supported by a House insurance committee. Supporters…
Proposal to require state oversight of insurance affiliate payments clears first hurdle in Legislature
Proposal to require state oversight of insurance affiliate payments clears first hurdle in Legislature

Property insurance companies would face increased scrutiny by state regulators over payments they make to parent and affiliate companies — which critics say can be used to cloud profits and justify rate increases — under a bill unanimously supported by a House insurance committee. Supporters…
The 16% Homeowner Trap: Why Major Insurers are Quietly Canceling 2026 Policies This Week
The 16% Homeowner Trap: Why Major Insurers are Quietly Canceling 2026 Policies This Week

If you’ve lived in your home for a decade without ever filing a claim, you might think your “renewal” notice is a formality. But this week, thousands of homeowners in states like California, Florida, and Texas are receiving a different kind of letter: a non-renewal…
Rep. Carter Introduces Bill to Retroactively Restore Flood Insurance Coverage and Retain Current Rates for Policyholders Impacted by Republican Shutdown
Rep. Carter Introduces Bill to Retroactively Restore Flood Insurance Coverage and Retain Current Rates for Policyholders Impacted by Republican Shutdown

WASHINGTON, D.C. – Today, Congressman Troy A. Carter, Sr. (D-LA) and Congressman Mike Ezell (R-MS), introduced H.R. 5848, theNFIP Retroactive Renewal and Reauthorization Act, legislation to backdate reauthorization of the National Flood Insurance Program (NFIP) to September 30, 2025, while extending the program’s authorization until…