No special session on home insurance is ‘truly disappointing,’ state Rep. Jervonte Edmonds says
No special session on home insurance is ‘truly disappointing,’ state Rep. Jervonte Edmonds says

‘Right now, it doesn’t look like Tallahassee is focused on the insurance crisis,’ Edmonds says Florida Gov. Ron DeSantis made it clear earlier this week that lawmakers will not be tackling any more issues in the near future. “I have no plans to call a…
How much will the insurance premium tax cut save policyholders?
How much will the insurance premium tax cut save policyholders?

‘I think that the legislature has done a lot of tinkering and I’m not sure we’re seeing great benefits come out of that,’ Amy Bach says The savings should start in October for homeowners insurance policyholders, as a one year cut in the tax on…
As Home Insurance Bills Go Up, Owners’ Coverage Is Going Down
As Home Insurance Bills Go Up, Owners’ Coverage Is Going Down

Frequent natural disasters and high inflation have led insurers to raise premiums, and forced many customers to pare back their policies. Robert Shiver’s bill for his homeowner insurance jumped from $3,800 in 2022 to $8,000 in July. “I remember opening the bill and, honestly, laughing,…
Bach Talk: An insured future depends on bold public/private innovation
Bach Talk: An insured future depends on bold public/private innovation

By Amy Bach, Executive Director, United Policyholders So far 2024 has brought more bad news for property owners, public officials, lenders and home builders on the insurance availability and affordability fronts with non-renewals, scant options and high premiums. Front page news across the country. Rate…
Community Foundation grant to help DeSoto residents still recovering from Hurricane Ian
Community Foundation grant to help DeSoto residents still recovering from Hurricane Ian

A nonprofit agency created after Hurricane Ian to aid DeSoto County residents in need of disaster assistance has been awarded a $105,000 grant, the group announced on Tuesday. The Hope DeSoto Long-Term Recovery Group received the grant from the Community Foundation of Sarasota County. The…
Grant to help DeSoto residents still recovering from Hurricane Ian
Grant to help DeSoto residents still recovering from Hurricane Ian

DESOTO COUNTY, Fla. (WWSB) – A nonprofit agency set up after Hurricane Ian to aid DeSoto County residents still in need of disaster assistance has been awarded a $105,000 grant, the group announced Tuesday. The Hope DeSoto Long-Term Recovery Group received the grant from the…
Uninsurable Homes Are Climate Change’s Latest Victims In The California and Florida Housing Markets
Uninsurable Homes Are Climate Change’s Latest Victims In The California and Florida Housing Markets

In a world grappling with extreme weather events and shifting insurance trends, the once-assured protection of homeowners’ insurance is becoming a luxury that many can’t afford. The housing markets in climate risk-prone states like California and Florida are facing an unprecedented crisis, as insurers grapple…
The least affordable housing market in more than a generation is facing another threat: Uninsurable properties
The least affordable housing market in more than a generation is facing another threat: Uninsurable properties

Garret Gray sort of laughs when he tells Fortune about how his house in a Los Angeles canyon was nearly uninsurable. Surrounded by brush, “it’s got a really bad CoreLogic fire score,” he says. And he should know: As the president of CoreLogic’s global insurance…
Biden wades into home insurance mess
Biden wades into home insurance mess

Climate change may be forcing millions of Americans to go without home insurance, as unpredictable weather and intensifying disasters prompt major underwriters to flee hard-hit neighborhoods. In response, the Biden administration is asking top insurance companies — for the first time — to provide detailed,…
Spooky Insurance News
Spooky Insurance News

There’s lots being said these days about the negative impact on home and business owners of reduced competition and coverage and sharply rising premiums resulting from insurers’ reactions to climate change, technology and inflation. The marketplace dynamics and political forces in play in Florida, Louisiana…
Community Foundation of Sarasota County Awards Grant for services to 2022 Florida hurricane-impacted households
Community Foundation of Sarasota County Awards Grant for services to 2022 Florida hurricane-impacted households

Roadmap to Recovery™ services to be provided in Charlotte, DeSoto, Manatee, and Sarasota Counties CONTACT: Amy Bach, Executive Director, media@uphelp.org For Immediate Release: July 31, 2023 SAN FRANCISCO, CA – The national insurance consumer advocacy non-profit United Policyholders (UP), announced today that the Community Foundation…
Climate disasters make it harder to insure your home. Here’s what to know.
Climate disasters make it harder to insure your home. Here’s what to know.

Premiums are soaring and carriers are pulling back coverage, citing disaster risks. Climate change is a big factor, but there are others at play. Homeowners are bracing for hurricane and fire seasons, but with insurance premiums rising and carriers pulling back coverage in riskier states,…
Insurance consumer advocate group unveils state-by-state guide to insurance legal rights
Insurance consumer advocate group unveils state-by-state guide to insurance legal rights

For Immediate Release:  March 13, 2023 Contact: Amy Bach, Executive Director SAN FRANCISCO, March 9, 2023 – United Policyholders (UP), a national insurance consumer advocacy non-profit, today announced a major expansion of its services. Insurance company claim adjusters are required to know and follow the…
Ain’t no Sunshine When Policyholders’ Leverage is Gone
Ain’t no Sunshine When Policyholders’ Leverage is Gone

It looks like the Florida legislature is about to pass a set of radical amendments that will deprive property owners in the Sunshine State of the power to enforce the laws that give them the right to be treated fairly by insurance companies…and with no…
Who can home and business owners impacted by Hurricane Ian trust?
Who can home and business owners impacted by Hurricane Ian trust?

The amount of destruction, dislocation and loss of life caused by Hurricane Ian is still being calculated, but it’s horrendous, record-breaking and very sad.  Wind damage is bad enough, but when combined with water, repairs are challenging and drying out is essential.  Qualified and reputable…
Guest Blog: Florida Joins the Reinsurance Business
Guest Blog: Florida Joins the Reinsurance Business

As Florida residents, we learn to expect rain on our parade. But Florida policyholders are enduring rising insurance premiums and a drought in available insurance while lawmakers deliver mixed results. Why is this happening? REINSURANCE An insurance rating company, Demotech Inc., recently reviewed Florida’s legislative…
El exjefe del sindicato de la policía de Nueva York es acusado de robar de miles de dólares para su “lujoso estilo de vida”
El exjefe del sindicato de la policía de Nueva York es acusado de robar de miles de dólares para su “lujoso estilo de vida”

Ed Mullins, expresidente de la Asociación Benevolente de Sargentos, dimitió el año pasado de su cargo tras sufrir una redada del FBI en su casa de Manhattan. Por Jonathan Dienst y Marlene Lenthang – NBC News El expresidente del sindicato de la policía de Nueva…
Do you have enough homeowner insurance? Here’s how to find out
Do you have enough homeowner insurance? Here’s how to find out

Three of every five homes in America are underinsured by an average of 20 percent less than full value, according to analytics firm CoreLogic. Is yours one of them? Could you easily put your hands on $50,000 to help rebuild a house with a $250,000…