![20 years after Oakland firestorm, insurance snags remain](https://uphelp.org/wp-content/uploads/2020/08/LAtimes.jpg)
Reporting from Oakland— For months after the 1991 Oakland hills fire reduced his home to a charred heap, Howard Matis would return from work, then close his eyes and imagine the contents of every drawer, shelf, cupboard and closet of his two-story bungalow. His was…