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Joel P. Gumbiner was admitted to the California Bar in 1983 after receiving his J.D., with honors, from the University of San Francisco School of Law, where he received the American Jurisprudence Award, Law Review Comment of the Year Award, was a member of the McAuliffe Honor Society, and served as Articles Editor, USF Law Review, Volume 17, 1982-1983. For more than thirty years, Mr. Gumbiner has litigated cases involving insurance coverage and “Bad Faith,” real estate and property damage [including landslide, flood, earthquake, construction defect, transactional misrepresentation], and complex injury matters. He has extensive trial and appellate experience in these areas and has written and lectured on insurance-related issues for more than twenty years.

Mr. Gumbiner has represented commercial and individual policyholders in every type of insurance litigation since 1983 including trials, appeals, arbitrations, mediations. He has obtained many multi-million dollar results for clients and has litigated several major California insurance cases including the landmark California Supreme Court case of Garvey v. State Farm. Mr. Gumbiner has also represented insured clients in insurance disputes outside of litigation including coverage opinion letters, “examinations under oath”, insurance “Appraisal” hearings and direct claims handling and settlements with commercial and personal lines insurance companies. Mr. Gumbiner has also litigated and tried cases involving landslides, floods, personal injury, construction defect and employment discrimination cases in state and federal courts in California and Nevada.