2020 Edenville, Michigan Dam Flooding – Insurance Claim and Recovery Help

If your home or business were damaged or destroyed, this section of our library will help you access information and tools through United Policyholders’ Roadmap to Recovery® program for overcoming challenges with property, flood and auto insurance claims and reaching a fair settlement.

Edenville Dam Flooding Claim Help Library

This library is for property and business owners, policyholder advocates, elected officials and the media. The Library contains tips, articles, bulletins, forms, reports, statistics, links and a wealth of information. Common challenges include disputes over deductibles, depreciation, repair methods and costs, rotating/inexperienced adjusters, scams, flood policy limits, water, and mold damage exclusions/caps.

Here is a partial list of claim tips and resources United Policyholders is offering those affected by the Dam Flooding.

Key Insurance Claim Tips:

  • Focus on completely inventorying and valuing all damage and costs to repair or replace your property, regardless of your insurance situation.
  • Keep a diary of conversations with insurance, repair, government, and other professionals.
  • Flood policies have different rules than home policies.
  • If you did not have flood insurance, there may still be damage that may be covered under your homeowner’s policy, depending on how it is written.  Examples could be wind-driven rain, sewage backup due to electrical failure of a pump or other device, other damage due to power outages or surges.
  • If a home or flood insurance adjuster says damage isn’t covered, but you feel it should be, get an independent professional opinion before giving up on getting some or all of your claim paid.

Insurance Recovery Information, Tools and Resources

Additional Resources

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