COVID-19
Spectrum Retirement Communities, LLC, et al. v. Continental Casualty Company
Year: 2026
Court: Supreme Court of Colorado
Case Number: 2025SC433
Issue:
  • COVID-19
State:
  • Colorado

In its amicus brief, United Policyholders urges the Colorado Supreme Court to reverse the Court of Appeals majority’s ruling in Spectrum, which imposed a judicially created “complete uninhabitability” requirement for coverage under standard all-risk commercial property insurance policies. UP argues this requirement has no basis…
Spectrum Retirement Communities, LLC, et al. v. Continental Casualty Company
Year: 2025
Court: Colorado Supreme Court
Case Number: 2025SC433
Issue:
  • COVID-19
State:
  • Colorado

In its amicus curiae brief, United Policyholders supports coverage for an insured’s business interruption losses related to the SARS-CoV-2 virus and COVID-19. UP’s brief addresses the far-reaching and adverse effects that the lower court’s split decision is likely to have on Colorado policyholders, if not…
Spectrum Retirement Communities, LLC, et al. v. Continental Casualty Company
Year: 2024
Court: Colorado Court of Appeals
Case Number: 2024CA34
Issue:
  • COVID-19
State:
  • Colorado

In its amicus curiae brief, United Policyholders supports coverage for an insured’s business interruption losses related to the SARS-CoV-2 virus and COVID-19. UP argues that decades of case law demonstrate that the presence of physically hazardous substances can qualify as “physical loss or damage” to…
Tulalip Tribes of Washington v. Lexington Insurance Company
Year: 2024
Court: Court of Appeals Division 1
Case Number: 861158
Issue:
  • COVID-19
State:
  • Washington

In its amicus curiae brief, United Policyholders supports coverage for an insured’s business interruption losses related to the SARS-CoV-2 virus and COVID-19.
North State Deli, LLC, et al v. The Cincinnati Insurance Company, et al
Year: 2024
Court: North Carolina Supreme Court
Case Number: 22-PA21-2
Issue:
  • COVID-19
State:
  • North Carolina

In its amicus curiae brief, United Policyholders supports coverage for an insured’s business interruption losses related to the SARS-CoV-2 virus and COVID-19.
75 Arlington Street, et. al v. Strathmore Insurance Company
Year: 2023
Court: Massachusetts Supreme Judicial Court
Case Number: 2023-P-0407
Issue:
  • COVID-19
State:
  • Massachusetts

In its amicus curiae brief, United Policyholders supports coverage for an insured’s business interruption losses related to the SARS-CoV-2 virus and COVID-19.
Lincoln Holdings LLC, et al. v. Factory Mutual Insurance Company
Year: 2023
Court: District of Columbia Court of Appeals
Case Number: 23-7056
Issue:
  • COVID-19
State:
  • District of Columbia

In its amicus curiae brief, United Policyholders supports coverage for an insured’s business interruption losses related to the SARS-CoV-2 virus and COVID-19.
Starlight Cinemas, Inc. v. Massachusetts Bay Insurance Co.
Year: 2023
Court: Court of Appeal of the State of California Second Appellate District, Division Seven
Case Number: B313518
Issue:
  • COVID-19
State:
  • California

Letter requesting depublication.
Creative Consolidation, et. al v. Erie Insurance Company
Year: 2023
Court: District of Columbia Court of Appeals
Case Number: 22-cv-950
Issue:
  • COVID-19
State:
  • District of Columbia

In its amicus curiae brief, United Policyholders supports coverage for an insured’s business interruption losses related to the SARS-CoV-2 virus and COVID-19. UP’s brief rebuts an insurance industry talking point that is often raised during times of crisis: that requiring insurance companies to pay what…
AC Ocean Walk v. American Guarantee and Liability Ins. Co., et al.
Year: 2023
Court: New Jersey Supreme Court
Case Number: 087304
Issue:
  • COVID-19
State:
  • New Jersey

In its amicus curiae brief, UP supports coverage for an insured’s business interruption losses related to the SARS-CoV-2 virus and COVID-19. UP argues that decades of case law demonstrate what the insurance industry and policyholders have long known: that “all risks” insurance policies protect insureds…
Tory Burch, LLC v. Zurich American Insurance Company
Year: 2023
Court: Superior Court of New Jersey Appellate Division
Case Number: A-001566-21
Issue:
  • COVID-19
State:
  • New Jersey

In its amicus curiae brief, United Policyholders supports coverage for an insured’s business interruption losses related to the SARS-CoV-2 virus and COVID-19. UP argues that decades of case law demonstrate what the insurance industry has long accepted and policyholders have long expected: that the phrase…
Wawa, Inc. v. Starr Surplus Lines Insurance Company, et al.
Year: 2023
Court: Superior Court of New Jersey Appellate Division
Case Number: A-003820-21T4
Issue:
  • COVID-19
State:
  • New Jersey

In its amicus curiae brief, United Policyholders supports coverage for an insured’s business interruption losses related to the SARS-CoV-2 virus and COVID-19. UP argues that decades of case law demonstrate what the insurance industry has long accepted and policyholders have long expected: that the phrase…
Schleicher and Stebbins Hotel, LLC, et al. v. Starr Surplus Lines Ins. Co.
Year: 2022
Court: New Hampshire Supreme Court
Case Number: 2022-0155
Issue:
  • COVID-19
State:
  • New Hampshire

In its amicus curiae brief, United Policyholders supports coverage for an insured’s business interruption losses related to the SARS-CoV-2 virus and COVID-19. UP argues that decades of case law demonstrate what the insurance industry and policyholders have long known: that the phrase “physical loss” as…
John’s Grill, Inc., et al. v. The Hartford Financial Services Group, Inc., et al.
Year: 2023
Court: California Supreme Court; Court of Appeal of the State of California First Appellate District, Division IV
Case Number: S278481; A162709
Issue:
  • COVID-19
State:
  • California

United Policyholders supports an insured seeking coverage for COVID-19 related losses. In its amicus brief before the California Supreme Court, United Policyholders addresses the issue of illusory coverage in the context of an insurance policy that contains a “Limited Fungi, Bacteria or Virus Coverage” endorsement.…
United Talent Agency v. Vigilant Insurance Co.
Year: 2022
Court: California Supreme Court
Case Number: B314242
Issue:
  • COVID-19
State:
  • California

Letter requesting depublication.
Another Planet Entertainment, LLC v. Vigilant Insurance Co.
Year: 2023
Court: California Supreme Court
Case Number: S277893
Issue:
  • COVID-19
State:
  • California

United Policyholders submitted a letter supporting the request for certification and amicus brief in this case regarding coverage for business interruption insurance resulting from COVID-19.
Cajun Conti LLC, et al. v. Certain Underwriters at Lloyd’s, London
Year: 2023
Court: Louisiana Supreme Court
Case Number: 2022-C-01349
Issue:
  • COVID-19
State:
  • Louisiana

In its amicus curiae brief, United Policyholders supports coverage for an insured’s business interruption losses related to the SARS-CoV-2 virus and COVID-19. UP argues that decades of case law demonstrate what the insurance industry and policyholders have long known: that policies that provide coverage for…
Anchors and Whales, et al. v. Crusader Insurance Company
Year: 2022
Court: Court of Appeal of the State of California First Appellate District, Division II
Case Number: A164412
Issue:
  • COVID-19
State:
  • California

In its amicus curiae brief, United Policyholders supports coverage for an insured’s business interruption losses related to the SARS-CoV-2 virus and COVID-19. UP argues that decades of case law and on-point California state appellate court authority demonstrate what the insurance industry and policyholders have long…