Physical Loss or Damage Archives - United Policyholders

Physical Loss or Damage

California

United Policyholders in partnership with the Consumer Federation of America submitted a request for depublication letter to the California Supreme Court. This issue regarded a California Court of Appeal decision that misconstrued well-established law when it held that a homeowner’s property insurance policy does not…

Seattle Tunnel Partners, et al. v. Great Lakes Reinsurance (UK) PLC, et al.

Year: 2022

Court: Washington Supreme Court

Case Number: 100168-1

Issue:

Physical Loss or Damage

State:

Washington

In its amicus curiae brief, UP provides the Court with case law and perspective on the genesis and historical interpretation of the key coverage “trigger” language used in standard property insurance policies.

Mama Jo’s, Inc. v. Sparta Ins. Co.

Year: 2021

Court: United State Court of Appeals for the Eleventh Circuit

Case Number: 18-12887

Issue:

Physical Loss or Damage

State:

Florida

In its brief, UP weighs in on whether the dust from a construction site adjacent to Mama Jo’s resulted in “direct physical loss or damage to the property enough to trigger policy coverage. The summary of the argument is taken from the amicus: “The issues…