Regulatory Authority
California Fair Plan Association v. Ricardo Lara
Year: 2022
Court: Court of Appeal of the State of California Second Appellate District, Division III
Case Number: B316058
Issue:
  • Regulatory Authority
State:
  • California

In its amicus curiae brief, United Policyholders supports the California Department of Insurance’s orders requiring the California Fair Plan to provide enhanced coverages, including liability insurance, as part of a basic homeowners insurance policy.
Association of California Insurance Companies et al v. Jones
Year: 2011
Court: Court of Appeal of the State of California, Second Appellate District, Division One
Case Number: B239943
Issue:
  • Agent Duty
  • Home Replacement Cost Estimating
  • Regulatory Authority
  • Underinsurance
State:
  • California

UP filed a brief with the California Court of Appeal in Association of California Insurance Companies v. Jones addressing the legality of regulations put forth by the California Department of Insurance to compel sellers of home insurance to properly estimate home replacement values when initiating…
Letter Opposing Request for Depublication: Ellena v. Department of Insurance
Year: 2014
Court:
Case Number:
Issue:
  • Regulatory Authority
State:
  • California

In response to the California Department of Insurance’s letter requesting republication, UP wrote in support of the published decision in Ellena v. Department of Insurance. UP argued that the decision that Department of Insurance must review approve and reject diability policy forms under statute. The…
Association of California Insurance Companies et al. v. Dave Jones, in his capacity as Insurance Commissioner for the State of California
Year: 2016
Court: California Supreme Court (California Court of Appeal, Second Appellate District, Division One)
Case Number: B248622/S226529
Issue:
  • Regulatory Authority
  • Replacement Cost Value
  • Underinsurance
State:
  • California

After every wildfire UP has worked since 1991, over 50% of the victims who thought they were fully insured turned out to be insured for less – often far less – than they needed to cover repairs and rebuilding. We refer to this as “the…
Monarch et al v. National Union Fire Ins. Co.
Year: 2015
Court: New York Court of Appeals
Case Number: 102187/11
Issue:
  • Prior Approval of Policies
  • Regulatory Authority
State:
  • New York

Under the California Insurance Code, the Worker’s Compensation Insurance Rating Bureau is required to submit policy forms to the Department of Insurance for review before they may be approved for sale to the public. Insurers may not alter policy forms after they are reviewed and…