Advanced Environmental Recycling Technologies, Inc. vs. American International Speciality Lines Insurance Company
Year 2009
Court U.S. Court of Appeals, 5th Circuit
Case Number 09-11075
  • Texas

This appeal addresses two issues of importance to policyholders across the country: (1) can “property damage” to the insured’s “product” be considered an “accident” or “occurrence” for purposes of coverage under an umbrella liability policy; and (2) do exclusions in an underlying primary policy apply to the true umbrella (as opposed to follow-form) coverage available under an umbrella policy.