Julian vs. Hartford Underwriters Insurance Company
Year 2005
Court California Supreme Court
Case Number S109735
  • Efficient Proximate Cause/Predominant Cause
  • Proximate Cause/Concurrent Causation
  • California

UP took the position that the scope of landslide exclusion should not encompass damage from a tree that crashed into a home. In other words, for cases involving multiple perils (perhaps one covered and one not) insurers should not be allowed to “unwind” the “predominant cause” by arguing proximate cause/concurrent causation.