Court Court of Appeal of the State of California Second Appellate District, Division VII
Case Number B313907
In its amicus curiae brief, UP supports coverage for an insured’s business interruption losses related to the SARS-CoV-2 virus and COVID-19. UP argues that decades of case law demonstrate what the insurance industry and policyholders have long known: that policies that provide coverage for “direct physical loss or damage” to property are triggered by a broad range of perils including carbon monoxide, odors, and viruses such as the one that causes COVID-19.
After the court issued a favorable, but unpublished, opinion in Shusha, United Policyholders submitted a request for publication. The court granted UP’s request and the opinion can now be cited.