Thomas Woodhams and Charlene Connors, v. Allstate Fire and Casualty Company
Year 2010
Court U.S. Court of Appeals, 2nd Circuit
Case Number 10-4389
  • 180 day policy
  • New York

Does Allstate’s 180 day policy language violate New York’s Standard Fire Policy? Is Allstate’s 180 day policy language ambiguous? UP argued that it is not reasonable to uphold language in property policies that deprives insureds of full replacement cost benefits where they cannot complete repairs/replacement within 180 days of a loss.