If homeowners insurance pays part or all of a claim for roof damage to an NC home during Hurricane Helene, will FEMA still pay some of the remaining claim?
Alice Mine asked 2 months ago 1 Answers
Brian Evans Expert answered 1 month ago Dear Alice,
More information would be needed to answer your question. Generally, if a homeowners insurance policy covers only part of a roof damage claim resulting from Hurricane Helene, FEMA may provide assistance for the remaining eligible expenses.
FEMA’s Individual Assistance program is designed to help individuals and households affected by federally declared disasters, like Hurricane Helene. While FEMA cannot duplicate benefits provided by insurance, it can offer financial assistance for necessary expenses and serious needs not covered by insurance, up to certain limits.
For instance, if your insurance paid $2,000 for home repairs, but a FEMA inspection determines you need $8,000 of basic repairs to make your home safe to live in, you could be awarded $6,000 from FEMA.
I hope this is helpful.
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