I lost my home Malibu home in the Palisades Fire. Allstate is refusing to pay the extended replacement cost coverage until it is incured. If I opt to rebuild, can they really not provide this extra coverage until I incur it? What if it takes 6 years to rebuild? I have the same question with debris removal and code upgrade coverage. I have seen where they must pay these costs if I buy else where, but what if I choose to rebuild?
Mike Vaughan asked 1 month ago