Naming the revocable trust as the “insured” under the policy Michelle Bingham asked 5 days ago
Naming the revocable trust as the “insured” under the policy

In New Jersey, if my home is transferred to a revocable trust, should the policy be changed so that the named insured is the trust and not me as an individual? If the trust is the name insured, how do I confirm that i am covered in my individual capacity for personal liability and personal property losses?I had asked my insurance company to add an endorsement to my existing policy that would add the revocable trust as an Additional Insured. They have declined to do so. They say that a new policy must be issued in the name of the trust and they would attach Residence Held in Trust (GBIC 100 15) endorsement. I don\’t think that endorsement helps me in my individual capacity.