Personal Property Loss Inventory List – deadline to submit to the insurance company in California Chuyen Nguyen asked 3 weeks ago
Personal Property Loss Inventory List – deadline to submit to the insurance company in California

I wanted to ask about the legal deadline for submitting the Personal Property Loss Inventory list. Your organization representative mentioned that, legally, the insured have 24 months to complete this process in California. Is that correct? If so, I like the flexibility within that timeframe to ensure everything is completed thoroughly. Of course, I still aim to finalize it well before the 24-month deadline. Also, what is the California Insurance code for this particular protocol? Thank you so much for your guidance.

1 Answers
Answer for Personal Property Loss Inventory List – deadline to submit to the insurance company in California United Policyholders Staff answered 2 weeks ago
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Hi Chuyen,

UP provides the following resource regarding the personal property inventory for a declared disaster: https://uphelp.org/claim-guidance-publications/insurance-claim-rules-in-california-2025/

You can also review time limits here:

https://www.insurance.ca.gov/0250-insurers/0300-insurers/0200-bulletins/bulletin-notices-commiss-opinion/upload/2025Notice-SigCALaw-ResIns-DeclSOE.pdf