User Profile - United Policyholders

Rich Csaposs

Rich Csaposs, founder of RC Advantage, became an advocate for the policyholder after working a decade in the insurance industry. His experience with claims has given him working knowledge of a variety of losses and business types. RC Advantage is a licensed public insurance adjusting firm that represents commercial and residential policyholders in the preparation, negotiation, and settlement of claims. They serve as an insurance expert for the insured.

Community Activities

photo cost

I lost all my family photos as well as the family photos for my family in the Marshall Fire. Do you have an estimate of how much each photo would cost to replace – as I’m still working on my Personal Property inventory. My next…

Brian Evans answered 2 years ago • Contents inventory • Colorado

1819 views2 answers

Replacement Shopping Mileage

Mileage to and from all locations visited for rebuild and and replacement related business. This is something I would not have done if I had not lost my home. State Farm is balking at this, but I have plenty of money left in my ALE…

Rich Csaposs answered 4 years ago • Coverage Question • Oregon

1108 views1 answers

personal property

Can you ever get above your personal property limits? Is there an inflation guard for personal property?

Rich Csaposs answered 4 years ago • Coverage Question • Oregon

1706 views1 answers

Water Damage Claim issue. No Adjuster Response

Hi, I recently had a pipe leak that caused water damage in our kitchen. We filed a claim and instantly called a water restoration company to clean up the mess and begin drying the wood to prevent further damage. An independent adjuster came by and…

Rich Csaposs answered 5 years ago • Communication Delays • Washington

2903 views1 answers

Fire repair estimate approval

We have an extensive fire on June 21st. My builder submitted his estimate about a month ago, and State Farm got a comparative estimate from another builder they trust. Two months later, they are still reviewing…. Is this a normal timeframe? We are chasing constantly…

Rich Csaposs answered 5 years ago • Communication Delays • California

1383 views1 answers

Water damage from ceiling in kitchen

My second floor toilet overflowed and sent waterfalls cascading through my kitchen can lights. I’m still not sure of all the damage. The fans and dehumidifiers left today. My home is 1904 Victorian with some lovely amenities but also in need of much work. My…

Rich Csaposs answered 5 years ago • General Question • Washington

1399 views1 answers