This guide was written by David Shaffer, ARM, CPRIA, with David Shaffer Insurance Services in Laffayette, CA. David was part of the working group that formed United Policyholders in 1991. He’s a consumer-oriented insurance agent who stays current on marketplace options and focuses on helping clients buy policies that will protect their assets.
What people say about UP
“This group provided valuable information and support for those who lost their homes in the Fourmile Fire two years ago and they have worked in many other communities that have suffered property damaging disasters. I recommend them without reservation.”
United Way
“We cannot thank you enough for all your support, education and assistance through our recovery from the 2017 Tubbs Fire. Without all your input I have no idea how we could have recovered. We’re not quite there yet, but getting closer! Many, many thanks.”
Christopher and Urmila - 2017 Tubbs Fire Victims
“The disaster recovery resources you provided helped many individuals and families.”
County of Lake, CA
“Certificate of Appreciation in recognition of your outstanding contributions to the Third Supervisorial District and the County of San Diego.”
County of San Diego
“(United Policyholders) provided helpful insights into the state of the current insurance market for earthquake, fire and flood coverage, and the critical rile insurance plays in the ability of our communities recover from such catastrophic events. You brought an important and unique perspective to the hearing, that of homeowners themselves.”
California State Senate
“Whenever I felt confused about any topic I first looked it up in the yellow book. Then I could go deeper based on what I read. Or I knew when to call it good.”
Wildfire Survivor 2014