Wildfire Season is Here – Get Prepared!
Wildfire Season is Here – Get Prepared!

Summertime and the living is easy…except that wildfire season’s starting and the leading insurer just announced they’re not selling new policies in California. UP has been busier than ever getting useful tips out to residents of wildfire-vulnerable regions on reducing risk, being prepared and keeping…
What’s the RX for home insurance headaches?
What’s the RX for home insurance headaches?

Rising home insurance prices and shrinking availability have made headlines across the nation in recent weeks, but the situation is not news to UP. It has been developing regionally for years, and we’ve been contributing to solutions through multiple advocacy and consumer help workstreams. The…
Advocacy Wins in Colorado! (2023)
Advocacy Wins in Colorado! (2023)

By Lisa Hughes, Marshall Fire Survivor and UP Local Liaison Team UP Colorado worked closely with Insurance Commissioner Mike Conway and Rep. Judy Amabile to enact new consumer protections this legislative session, and we were very pleased to join Governor Polis when he signed HB-23-1174…
BACH TALK: Consumers need help (with shrinking property insurance affordability and availability)
BACH TALK: Consumers need help (with shrinking property insurance affordability and availability)

Americans today in hurricane, flood and wildfire prone regions (particularly in areas where there have been recent disasters) are paying much higher premiums and having a very hard time finding affordable property insurance options.  This is a national phenomenon that United Policyholders has been helping…
The sun is shining and the snowpack is melting
The sun is shining and the snowpack is melting

Wow, that was a wet winter. Now that spring is here, snowpack is melting and hurricane season is right around the corner. Whether you’re a renter or a property owner, take a moment to consider adding flood insurance to your financial safety net. Bottom line:…
Catch UP on roof damage with Alex Jadin
Catch UP on roof damage with Alex Jadin

In this Catch UP segment, Minnesota attorney Alex Jadin shares his insights and expertise on roof damage insurance claims in Minnesota.  
Catch UP on a fallen tree insurance claim with Evan Walker
Catch UP on a fallen tree insurance claim with Evan Walker

In this Catch UP segment, insurance law attorney Evan Walker shares his expertise on insurance claims and fallen tree damage.
A Timely New Tool From a UP Partner
A Timely New Tool From a UP Partner

Patient, informed shopping has never been more important than in today’s property insurance marketplace. Consumers face a triple threat: Protection gaps, deductibles and premiums are all sharply increasing. This is happening due to financial trends, insurtech, disasters linked to climate change and insurers’ strategies to…
UP alerts CA legislators to proceed with caution on insurers’ wish list
UP alerts CA legislators to proceed with caution on insurers’ wish list

California consumers have long enjoyed the benefits of property insurance premium savings thanks to the voter-enacted Proposition 103 rate regulation regime, and insurers have long decried that regime. United Policyholders generally focuses on helping consumers get treated fairly by insurers, avoid and solve coverage gaps,…
Is Your Car Insurance Due for a Tune Up?
Is Your Car Insurance Due for a Tune Up?

Why pay for comprehensive coverage on your car? To save money, many people drop both comprehensive and collision coverage as their cars age. However, ask anyone whose car has been damaged or totaled in severe weather…If your auto policy includes comprehensive coverage, insurance kicks in.…
Catch UP on replacement cost estimates with Matt Everson and Bill Wallace
Catch UP on replacement cost estimates with Matt Everson and Bill Wallace

In this Catch UP segment, CA construction experts Matt Everson and Bill Wallace, authors of “The Claim Game” share how they helped wildfire-impacted homeowners get accurate rebuild estimates in order to negotiate fair claim settlements with insurance companies.  
Creak! Crackle! Pop! Does insurance cover fallen tree branches?
Creak! Crackle! Pop! Does insurance cover fallen tree branches?

Are you hearing unexpected cracking sounds from outside? Texas tree branches have been crashing under the weight of ice. If one falls on your house or car, use these tips: Take photos of the damage before you move the tree, make repairs, or take other…
Winter storm recovery and insurance: Baby, it’s cold…
Winter storm recovery and insurance: Baby, it’s cold…

Collecting insurance funds to pay for damage from heavy rains and localized flooding can be tricky. Insurers have been excluding floods in standard home policies since the 1960s, but the cost of repairing damage from water intrusion due to wind-driven rain, fallen trees, flying debris,…
Catch UP on water and mold damage with Kris Griffith
Catch UP on water and mold damage with Kris Griffith

In this Catch UP segment, restoration and remediation contractor Kristofer Griffith of Anderson Group International shares insights on water and mold damage repairs and insurance.    
After the Storm: Insurance and recovery tips for wind-driven rain, flooding and storm damage
After the Storm: Insurance and recovery tips for wind-driven rain, flooding and storm damage

United Policyholders is a nonprofit organization that is a voice and an information resource for insurance consumers in all 50 states.  UP has helped guide disaster survivors on the road to recovery since 1991.  Use this information along with the 2023 Winter Storm Disaster Recovery…
Insurance denied: More Coloradans can’t get homeowner’s insurance because of wildfire risk
Insurance denied: More Coloradans can’t get homeowner’s insurance because of wildfire risk

More and more Colorado homeowners across the state are being denied homeowners insurance because of wildfire risk. Now, the state insurance commissioner, state lawmakers, and homeowners are working together on a solution, as the insurance industry issues a warning. Colorado homeowners being denied insurance On…
FEMA can help California communities recover under the Stafford Act
FEMA can help California communities recover under the Stafford Act

When disaster hits, FEMA can help communities recover under the Stafford Act (Disasterassistance.gov). If a Disaster Declaration is issued, it can be either a Emergency Declaration (to supplement state, local, and tribal government efforts to provide debris removal and emergency protective measures or to lessen/avert…
Tis the Season to Get Prepared
Tis the Season to Get Prepared

Need a last minute holiday gift? Give the people you love peace of mind by helping them be financially resilient and prepared. This Give Peace of Mind Gift Catalog is full of free tips to help spark important discussions and actions around disaster preparedness. Whether you are traveling…