How Austin’s Weather Affects Your Roof and What Homeowners Can Do About It
How Austin’s Weather Affects Your Roof and What Homeowners Can Do About It

Your roof works harder in Central Texas than almost anywhere in the country. It absorbs triple digit summer heat, punishing sun, and some of the most frequent hail in the United States. Texas has led the nation in major hail events for eleven straight years,…
Setting the Record Straight: Common Insurance Myths California Homeowners Should Know
Setting the Record Straight: Common Insurance Myths California Homeowners Should Know

Southern Californians have watched insurance costs climb, coverage options shrink, and claim disputes multiply in recent years, and much of what people believe about why is simply wrong. As wildfire risk grows alongside a warming climate, understanding how the insurance market actually works matters more…
Four myths about insurance in California
Four myths about insurance in California

Many Californians have seen rising costs, less availability and are running into other issues with insurance — including delays and denials of their claims — in the past several years. As climate change increases the risk of wildfires and other disasters, it’s important to know…
After storms bring damage to region, here’s what to know about filing an insurance claim
After storms bring damage to region, here’s what to know about filing an insurance claim

ROCHESTER, N.Y. — As the Rochester region continues to clean up from damage caused by Saturday’s storms, News10NBC is tracking another round of strong to severe storms for Tuesday. See our latest forecast here. News10NBC issued a Yellow Alert for locally heavy downpours, strong winds,…
Eyes in the Skies: How Insurers Are Using Airborne Tech to Inspect Your Home
Eyes in the Skies: How Insurers Are Using Airborne Tech to Inspect Your Home

Your homeowners insurance company may have inspected your roof recently, even if no one knocked on your door. ​Insurers across the country are using drones, aerial photos, satellite images, and artificial intelligence (AI) to check homes before issuing or renewing policies. This means old tools…
These are the two ‘deadliest rooms’ for your documents in a disaster; Here’s how to protect them
These are the two ‘deadliest rooms’ for your documents in a disaster; Here’s how to protect them

If a wildfire or flood pushed you out of your home tonight, could you put your hands on the things that matter most in less than 10 minutes? Precious family photos, birth certificates, the deed to your house. If those things are in your attic…
Governor Polis Tours Disaster Assistance Center, Thanks Volunteers, Highlights Resources for Coloradans Impacted by Wildfires
Governor Polis Tours Disaster Assistance Center, Thanks Volunteers, Highlights Resources for Coloradans Impacted by Wildfires

PUEBLO, Colo. – Today, Governor Polis met with Coloradans impacted by the Aspen Acres Fire and the volunteers stepping up to help at the Pueblo Disaster Assistance Center. Governor Polis toured the DAC on his recent trip to Pueblo on July 2, the day after…
Can a Bernie-Backed Populist Fix California’s Home Insurance Crisis?
Can a Bernie-Backed Populist Fix California’s Home Insurance Crisis?

In the spring of 2023, insurance giants State Farm and Allstate announced they would no longer write new home insurance policies in California, citing intolerable exposure to the devastating wildfires that have become routine in the state. Farmers, USAA, and several smaller insurers quickly followed…
More California Communities Adopting Zone 0 Policy for Fire Safety
More California Communities Adopting Zone 0 Policy for Fire Safety

Insurance companies pushing homeowners to adopt Zone 0 policy for wildfire safety Catastrophic wildfires have devastated California in recent years. In the aftermath, we often ask ourselves – how do we make sure this doesn’t happen again? State officials are slowly phasing in one of…
‘A Band-Aid on a bullet wound’: New federal home insurance rule could leave you paying thousands out of pocket for a damaged roof
‘A Band-Aid on a bullet wound’: New federal home insurance rule could leave you paying thousands out of pocket for a damaged roof

While Americans were thrilled when the summer season began in late June, a slew of severe storms has likely dampened the mood for many in recent weeks. And the timing couldn’t have been worse. As Americans gathered to celebrate the country’s 250th birthday on July…
SBA extends Los Angeles wildfire loan deadlines a third time
SBA extends Los Angeles wildfire loan deadlines a third time

The Small Business Administration (SBA) has issued a final extension of loan disbursement deadlines for Los Angeles wildfire survivors. The agency cited ongoing insurance claim disputes and permitting delays as reasons borrowers have been unable to access approved funds. The extension gives approved borrowers 24…
Worried about insurance rates? Your loyalty might be costing you
Worried about insurance rates? Your loyalty might be costing you

Insurance rates have skyrocketed since the pandemic, and jaw-dropping renewal notices have left many consumers stretched thin when it comes to protecting their assets. Nearly half of Americans with auto insurance (49%) and homeowners insurance (46%) say they’re stressed about their premiums, according to a…
Wildfire Evacuation Tips
Wildfire Evacuation Tips

If you are told to evacuate immediately, do so. If you think you may have to evacuate, we suggest the following ASAP: 1) Document your home and “stuff.” If you do not have a home inventory, create one before you evacuate.  Take pictures or a video of each…
Garden Grove Evacuation Highlights Insurance Claim Challenges Following Chemical Tank Emergency
Garden Grove Evacuation Highlights Insurance Claim Challenges Following Chemical Tank Emergency

Residents evacuated during last month’s chemical tank crisis in Garden Grove, California, are reporting difficulties recovering evacuation-related expenses, with some insurance claims denied despite mandatory evacuation orders. On May 22, authorities ordered evacuations in parts of Orange County after firefighters warned that a tank containing…
You probably undervalue your stuff. Proper documentation could save you money.
You probably undervalue your stuff. Proper documentation could save you money.

It’s Oklahoma. Severe weather is a given. But after those storms, a staggering number of homeowners find out too late they are underinsured — leaving thousands of dollars on the table because they forgot to account for what’s hidden in their drawers and closets. Around…
Chase Bank withheld $100K from Florida couple for an entire year, forcing them to take $250K from their 401(k). Now they owe the IRS tens of thousands
Chase Bank withheld $100K from Florida couple for an entire year, forcing them to take $250K from their 401(k). Now they owe the IRS tens of thousands

Chris and Analia DeHayes lost their Ruskin, Florida home to flooding during Hurricane Helene two years ago. What followed was a nightmare that had nothing to do with the storm, but everything to do with their bank. The couple had flood insurance through FEMA’s National…
Evacuees face hurdles with insurance claims following Garden Grove chemical tank crisis
Evacuees face hurdles with insurance claims following Garden Grove chemical tank crisis

Residents forced to evacuate parts of Orange County last month after a chemical tank crisis in Garden Grove say they are struggling to recover out-of-pocket costs, with some insurance claims quickly denied. A fund created to support about 50,000 affected residents has stopped accepting applications…
Inside California’s Home Insurance Squeeze: Higher Bills, Fewer Choices
Inside California’s Home Insurance Squeeze: Higher Bills, Fewer Choices

After the LA fires, a $1 billion bill landed on providers and their customers; costs jumped 84% over 6 years, Stanford data shows. In A Nutshell Average monthly home insurance premiums for California single-family homes rose 84% between 2020 and 2026 (45% after inflation), about…