September 23, 2026 Your home insurance may not cover El Niño flood damage. Here’s what to know. While intense storms aren’t guaranteed during El Niño, experts say it’s better to be safe than sorry. Diana Zoga reports for the NBC4 News at 6 p.m. on Wednesday, Sept. 23, 2026.
September 22, 2026 A ‘super’ El Niño is about to crash into California: 9 essential ways to prepare Amid warnings of a wet and potentially destructive winter, The Times asked experts for their best tips to be prepared. Read more.
September 15, 2026 California protects families from hidden smoke damage after wildfires Governor signs landmark legislation establishing enforceable standards for investigating, testing, and restoring smoke-damaged homes SACRAMENTO, Calif. — For years, California families have returned home after a wildfire only to discover that the danger did not end when the flames were extinguished. Smoke contamination can linger long…
September 15, 2026 Newsom Signs New Law to Clear Confusion Around Smoke Damage One of the paradoxes facing people whose homes survive a wildfire is that they are often still victims of it. Sometimes, they have the least help for restoring their home to how it was. How insurance ought to address the damage caused by heat and…
September 15, 2026 Where it can rain, it can flood Cloudy With a Chance of Super El Niño The only thing scarier than seeing halloween decorations up in stores this early is the report that all 50 states can expect a 90% chance of being impacted by a SUPER El Niño. So when the New York Times, San Francisco Chronicle, ABC7 and LAist ask…
September 11, 2026 Property insurance faces a new test as disaster losses accelerate Extreme weather is creating a more demanding environment for property owners, insurers, and communities. According to the National Centers for Environmental Information (NCEI), the United States recorded 27 confirmed billion-dollar weather and climate disasters in 2024, resulting in a total cost of $182.7 billion. These…
September 9, 2026 Coastal damage and a looming El Niño prompt warnings for homeowners to review insurance coverage A series of recent coastal hazards, from sinkholes to beach erosion to waves pushing water onto properties, is raising concerns for Southern California homeowners who may not be covered for the damage they’re seeing. Images of a collapsing driveway and eroding shorelines have unsettled many…
September 9, 2026 Major changes to California home insurance could be coming under bills headed to Newsom’s desk California lawmakers have sent several home-insurance bills to Gov. Gavin Newsom that would strengthen protections for policyholders by addressing underinsurance, increasing penalties for insurer violations and delayed claims, improving claims transparency, and giving homeowners more notice before coverage is dropped. Read more.
September 6, 2026 Get this key protection for your home before El Niño hits California With El Niño expected to bring heavier and more frequent storms to California this winter, homeowners are being urged to consider flood insurance now, since standard home policies generally don’t cover flooding and some flood policies have waiting periods of up to 30 days before…
September 3, 2026 Smoke damage bills to go to governor California is poised to become the first state in the nation to establish standards for how to make homes and schools safe to inhabit after they’re tainted by wildfire smoke, debris and ash. On Monday night, the California Legislature passed two bills that ask state…
September 3, 2026 California Is About to Change the Rules for Wildfire Smoke Claims California is on the verge of doing something no state has done before: establishing a comprehensive legal framework to determine whether a wildfire smoke-damaged home is actually safe and requiring insurance companies to adjust covered claims consistent with those standards. Assembly Bill 1795, the Smoke…
September 2, 2026 First Steps After a Fire – Insurance Claim Help for Sea Spray Fire Impacted Residents United Policyholders is a nonprofit organization that is a voice and an information resource for insurance consumers in all 50 states. UP has helped guide disaster survivors on the road to recovery since 1991. This information is for residents and condo owners affected by the…
September 2, 2026 California Wildfire Survivors One Step Closer To Landmark Smoke Damage Protections Bill Sponsored By Insurance Commissioner Lara California wildfire survivors with smoke-damaged homes are one step closer to gaining new protections after the California State Legislature passed Assembly Bill 1795, the Smoke Damage Recovery Act, authored by Assemblymember Mike Gipson and sponsored by Insurance Commissioner Ricardo Lara. AB 1795 responds to the…
September 2, 2026 Legislature approves landmark smoke damage protections bill California wildfire survivors with smoke-damaged homes are one step closer to gaining landmark new protections after the California State Legislature passed Assembly Bill 1795, the Smoke Damage Recovery Act. AB 1795, authored by Assemblymember Mike Gipson and sponsored by Insurance Commissioner Ricardo Lara, responds to…
September 1, 2026 California one step closer to first-in-the-nation smoke damage protections for wildfire survivors Commissioner Lara-sponsored legislation establishes landmark protections for smoke-damaged homes and addresses insurance gaps exposed by both wildfires and the Lineage Logistics fire SACRAMENTO, Calif. — California wildfire survivors are one step closer to receiving landmark new protections after the Legislature approved AB 1795, the Smoke…
September 1, 2026 Last-resort home insurance surges as climate risks grow – Finance & Commerce Surplus home insurance is rapidly expanding as traditional insurers retreat from high-risk areas, leaving homeowners with fewer protections. Read more.
August 31, 2026 The slow climb toward stability in California’s insurance market. As wildfires blaze across Big Sur and much of the West, it might be surprising to hear news that the insurance market in California is showing early signs of stabilization. Katie Rodriguez here, sharing with you all a list of takeaways from a statewide insurance…
August 31, 2026 Why more homeowners across the U.S. are turning to an insurance that offers less coverage As climate-driven disasters make conventional homeowners insurance harder to obtain, Americans are increasingly being pushed into a fast-growing, less-regulated insurance market that can provide badly needed coverage but often at higher prices, with fewer protections and more restrictive terms. Read more
