Hurricane Season Has Been Calm. Should You Have Flood Insurance?
Hurricane Season Has Been Calm. Should You Have Flood Insurance?

Flood insurance may not be top of mind for many this year because hurricane activity in the Atlantic has been unusually quiet. But the traditional peak of the season is arriving, and storms that inundated the Midwest this month are a reminder that inland areas…
With a strong El Niño expected in SoCal, should you consider flood insurance?
With a strong El Niño expected in SoCal, should you consider flood insurance?

El Niño is officially with us, and it’s looking like it’s likely going to be a doozy. The natural global climate pattern temporarily warms the eastern tropical Pacific, causing extreme weather patterns across the globe. A strong El Niño has historically, though not always, been…
Congressmen Carter, Ezell, Carbajal Introduce STORM FORTIFIED and Wildfire Prepared Act
Congressmen Carter, Ezell, Carbajal Introduce STORM FORTIFIED and Wildfire Prepared Act

Today, Congressmen Troy A. Carter, Sr. (D-LA), Mike Ezell (R-MS), and Salud Carbajal (D-CA) introduced the Safeguarding Tomorrow through Ongoing Risk Mitigation FORTIFIED and Wildfire Prepared Act, or STORM FORTIFIED and Wildfire Prepared Act. This legislation would establish funding to help states finance homeowner mitigation projects…
As wildfires burn in Northern Nevada, insurance experts say document what you can — safely
As wildfires burn in Northern Nevada, insurance experts say document what you can — safely

With the Bug and Stallion fires north of Reno already claiming homes, there’s a piece of advice being shared on social media by homeowners in nearby evacuation zones: If there’s time before you have to leave, document your home and belongings, however you’re able. That…
Tips for Consumers to Get Fair Insurance Treatment After the Washington State Wildfires
Tips for Consumers to Get Fair Insurance Treatment After the Washington State Wildfires

As survivors of the recent wildfires in the Spokane, Washington area begin the challenging process of finding temporary housing and rebuilding their lives, the Consumer Federation of America (CFA) and United Policyholders (UP) shared tips and resources to help residents get their homeowners insurance claims…
As wildfires burn in Northern Nevada, insurance experts say document what you can — safely
As wildfires burn in Northern Nevada, insurance experts say document what you can — safely

With the Bug and Stallion fires north of Reno already claiming homes, there’s a piece of advice being shared on social media by homeowners in nearby evacuation zones: If there’s time before you have to leave, document your home and belongings, however you’re able. That…
Insured Not Entitled To Additional Coverage For Water, Mold Damage, Panel Says
Insured Not Entitled To Additional Coverage For Water, Mold Damage, Panel Says

A trial court did not err in granting a property insurer’s motion for summary judgment in a water and mold damage coverage dispute because the policy clearly excludes mold damage and requires repairs to be completed within two years of the date of loss in…
Homeowners face growing home insurance threat beyond cost
Homeowners face growing home insurance threat beyond cost

Rising homeowners insurance premiums have forced millions of American property owners to rethink their household budgets over the past two years. A first-of-its-kind analysis from the National Association of Insurance Commissioners (NAIC) suggests that rising costs may be only one part of a much larger…
Omaha woman’s house burns down before they even move in. Then she learns what their home insurance covers: ‘It just doesn’t work like that’
Omaha woman’s house burns down before they even move in. Then she learns what their home insurance covers: ‘It just doesn’t work like that’

An Omaha woman recently realized that even if you have home insurance, you may not have the right terms to cover what you need. As 2025 was coming to an end, Conner Lukowski (connerrensch07) took to TikTok to share the horrible note on which their…
Four myths about insurance in California
Four myths about insurance in California

Many Californians have seen rising costs, less availability and are running into other issues with insurance — including delays and denials of their claims — in the past several years. As climate change increases the risk of wildfires and other disasters, it’s important to know…
The Aspen Acres fire has destroyed your home. When it comes to insurance, what’s next?
The Aspen Acres fire has destroyed your home. When it comes to insurance, what’s next?

With 319 burned homes so far tallied, the Aspen Acres fire is the most destructive Colorado wildfire by homes lost since the Marshall fire in 2021. In the intervening half-decade, lessons learned have put a legislative focus on the Colorado insurance landscape for communities facing…
How Austin’s Weather Affects Your Roof and What Homeowners Can Do About It
How Austin’s Weather Affects Your Roof and What Homeowners Can Do About It

Your roof works harder in Central Texas than almost anywhere in the country. It absorbs triple digit summer heat, punishing sun, and some of the most frequent hail in the United States. Texas has led the nation in major hail events for eleven straight years,…
Setting the Record Straight: Common Insurance Myths California Homeowners Should Know
Setting the Record Straight: Common Insurance Myths California Homeowners Should Know

Southern Californians have watched insurance costs climb, coverage options shrink, and claim disputes multiply in recent years, and much of what people believe about why is simply wrong. As wildfire risk grows alongside a warming climate, understanding how the insurance market actually works matters more…
Four myths about insurance in California
Four myths about insurance in California

Many Californians have seen rising costs, less availability and are running into other issues with insurance — including delays and denials of their claims — in the past several years. As climate change increases the risk of wildfires and other disasters, it’s important to know…
After storms bring damage to region, here’s what to know about filing an insurance claim
After storms bring damage to region, here’s what to know about filing an insurance claim

ROCHESTER, N.Y. — As the Rochester region continues to clean up from damage caused by Saturday’s storms, News10NBC is tracking another round of strong to severe storms for Tuesday. See our latest forecast here. News10NBC issued a Yellow Alert for locally heavy downpours, strong winds,…
Eyes in the Skies: How Insurers Are Using Airborne Tech to Inspect Your Home
Eyes in the Skies: How Insurers Are Using Airborne Tech to Inspect Your Home

Your homeowners insurance company may have inspected your roof recently, even if no one knocked on your door. ​Insurers across the country are using drones, aerial photos, satellite images, and artificial intelligence (AI) to check homes before issuing or renewing policies. This means old tools…
These are the two ‘deadliest rooms’ for your documents in a disaster; Here’s how to protect them
These are the two ‘deadliest rooms’ for your documents in a disaster; Here’s how to protect them

If a wildfire or flood pushed you out of your home tonight, could you put your hands on the things that matter most in less than 10 minutes? Precious family photos, birth certificates, the deed to your house. If those things are in your attic…
Governor Polis Tours Disaster Assistance Center, Thanks Volunteers, Highlights Resources for Coloradans Impacted by Wildfires
Governor Polis Tours Disaster Assistance Center, Thanks Volunteers, Highlights Resources for Coloradans Impacted by Wildfires

PUEBLO, Colo. – Today, Governor Polis met with Coloradans impacted by the Aspen Acres Fire and the volunteers stepping up to help at the Pueblo Disaster Assistance Center. Governor Polis toured the DAC on his recent trip to Pueblo on July 2, the day after…