• Home
  • About
    • Our Mission
    • Staff
    • Board
    • Supporters
    • Recognition
    • Work with UP
    • Volunteer with UP
    • Contact UP
  • Media
    • UPdates
      • UP in the News
      • Tip of the Month
      • Bach Talk
      • Guest Blogs
      • Catch UP
      • Newsletters
    • Open Surveys and Results
    • Studies & Reports
    • Share your story with the media
  • Recovery Help
    • Roadmap to Recovery®
    • Disaster Recovery Help
    • Claim Guidance Library
    • State by State Help
    • Sample Letters and Claim Documents
    • Professional Help Directory
    • Ask An Expert
  • Get Prepared
    • Roadmap to Preparedness
    • Buying Tips Library
    • WRAP Resource Center – Wildfire Mitigation Help
    • Dropped by your home Insurer?
    • Preparedness Handouts
  • Advocacy
    • Advocacy and Action
    • Amicus Library
    • Legislation
    • Regulation
    • UP at the NAIC
  • Community
    • Ask An Expert
    • Forums
  • Events
    • Program Events
    • UP to Good 2025
  • Support UP
United Policyholders logo
  • Log In
  • Ask An Expert
  • Forums
  • Home
  • About
    • Our Mission
    • Staff
    • Board
    • Supporters
    • Recognition
    • Work with UP
    • Volunteer with UP
    • Contact UP
  • Media
    • UPdates
      • UP in the News
      • Tip of the Month
      • Bach Talk
      • Guest Blogs
      • Catch UP
      • Newsletters
    • Open Surveys and Results
    • Studies & Reports
    • Share your story with the media
  • Recovery Help
    • Roadmap to Recovery®
    • Disaster Recovery Help
    • Claim Guidance Library
    • State by State Help
    • Sample Letters and Claim Documents
    • Professional Help Directory
    • Ask An Expert
  • Get Prepared
    • Roadmap to Preparedness
    • Buying Tips Library
    • WRAP Resource Center – Wildfire Mitigation Help
    • Dropped by your home Insurer?
    • Preparedness Handouts
  • Advocacy
    • Advocacy and Action
    • Amicus Library
    • Legislation
    • Regulation
    • UP at the NAIC
  • Community
    • Ask An Expert
    • Forums
  • Events
    • Program Events
    • UP to Good 2025
  • Support UP
United Policyholders logo

Homeowners

  • Up in the News
  • UPdates
  • Bach Talk
  • Guest Blogs
  • Newsletters
  • Open Surveys and Results
  • Studies & Reports
Insurance ‘re-underwriting’ is on the rise in California. Here’s how I fought State Farm and won
May 3, 2025
Insurance ‘re-underwriting’ is on the rise in California. Here’s how I fought State Farm and won

State Farm, my home insurer for the past 25 years, recently wrote to enumerate several “positive measures that should be taken to reduce the risk for loss.” That sounded positive enough — until I read that if my husband and I didn’t comply, including installing…

Colorado proposes FAIR Plan surcharge for home policyholders
May 2, 2025
Colorado proposes FAIR Plan surcharge for home policyholders

The Colorado Division of Insurance is considering regulation that would allow insurers to pass on their costs to support the state’s new FAIR Plan, homeowners insurance of last resort, to policyholders through a surcharge. Read more.

Residents whose homes survived the wildfires are facing issues with their insurance claims
May 1, 2025
Residents whose homes survived the wildfires are facing issues with their insurance claims

People whose homes survived the deadly Eaton and Palisades fires are considered the lucky ones while they are surrounded by neighbors who lost everything. Those residents worry their homes may never be safe to live in again. Some very dangerous materials burned in the fires,…

California moves to create public wildfire algorithm to ease insurance crisis
April 23, 2025
California moves to create public wildfire algorithm to ease insurance crisis

Fire and insurance experts convened on Tuesday to help California take a step toward solving its insurance issues with big data. “We are here to try to tackle a crisis.,” said panelist Amy Bach, who heads the nonprofit advocacy group United Policyholders in San Francisco.…

Ensure you’re not underinsured
April 21, 2025
Ensure you’re not underinsured

As someone who’s worked in the insurance industry in one way or another his entire career, nothing brings me more sadness than to see people who’ve experienced catastrophic loss. Loss of that magnitude is devastating, so I speak so much on preparing for it in…

For L.A. Residents Whose Homes Burned, Aging Complicates What Comes Next
April 19, 2025
For L.A. Residents Whose Homes Burned, Aging Complicates What Comes Next

Sandra and Tom Johnson were at home in Los Angeles County one January night, watching the news of the Palisades fire on television, when a neighbor knocked on the door. He wanted them to see it: flames in the mountains in nearby Eaton Canyon. Within…

For L.A. Residents Whose Homes Burned, Aging Complicates What Comes Next
April 19, 2025
For L.A. Residents Whose Homes Burned, Aging Complicates What Comes Next

Losing your home in a disaster when you’re at or near retirement age can derail your finances and jeopardize the funds you were counting on. Sandra and Tom Johnson were at home in Los Angeles County one January night, watching the news of the Palisades…

Colorado lawmakers propose insurance fees to tackle rising home coverage costs.
April 17, 2025
Colorado lawmakers propose insurance fees to tackle rising home coverage costs.

Colorado is in the middle of a growing problem with home insurance. Over the past several years, people living in the state have watched their insurance costs go up and their options shrink. Some homeowners have been dropped by their providers altogether. This has happened…

Officials issue warning as California homeowners are faced with unexpected obstacle in wake of catastrophe
April 16, 2025
Officials issue warning as California homeowners are faced with unexpected obstacle in wake of catastrophe

As wildfires become more frequent and destructive in the U.S., surviving homeowners are being hit with a second wave of hardship — from their insurance companies. In California, where fire risk is especially high, some residents are being denied insurance coverage, leaving them with costly…

Why the insure-to-value discussion is more important than ever
April 7, 2025
Why the insure-to-value discussion is more important than ever

As Greater Los Angeles moves forward with cleanup and rebuilding efforts following the January wildfires, many property owners may soon face another wave of distress. In an interview with CNBC, Amy Bach, executive director of nonprofit consumer advocacy group United Policyholders, shared that as many…

State’s new fire maps won’t push up insurance rates, industry says
April 4, 2025
State’s new fire maps won’t push up insurance rates, industry says

After seeing his premiums quadruple in the past three years, Shawn Faircloth wondered if a new wildfire designation could spell yet another insurance hike for his San Juan Capistrano home. “I’m assuming they will leverage up my rates even more,” said Faircloth, 49, whose home…

Tornadoes will become more frequent in coming weeks. Here’s what to know if your home is destroyed
April 4, 2025
Tornadoes will become more frequent in coming weeks. Here’s what to know if your home is destroyed

An average of 1,200 tornadoes hit the United States yearly, and the country will probably get more killer supercells spawning tornadoes and hail as the world warms, according to a 2023 study. That study also warns the severe storms are edging eastward to strike more…

Tornadoes will become more frequent in coming weeks. Here’s what to know if your home is destroyed
April 4, 2025
Tornadoes will become more frequent in coming weeks. Here’s what to know if your home is destroyed

An average of 1,200 tornadoes hit the United States yearly, and the country will probably get more killer supercells spawning tornadoes and hail as the world warms, according to a 2023 study. That study also warns the severe storms are edging eastward to strike more…

A broken system is keeping California homes underinsured. Millions have no idea they’re at risk
April 2, 2025
A broken system is keeping California homes underinsured. Millions have no idea they’re at risk

Using faulty algorithms and flawed processes, the state’s biggest insurance companies routinely underestimate what their clients will need to rebuild. For wildfire survivors, it’s a gut punch at the worst possible time. Mike Kubo had found only enough time to grab a few bags of…

LA’s fire hazard has grown. What does that mean for insurance?
March 30, 2025
LA’s fire hazard has grown. What does that mean for insurance?

If Los Angeles’s growing concerns about wildfires weren’t clear enough already, maps released by the state earlier this week confirmed the obvious: The county’s fire hazard has grown in the past decade. The updated Fire Hazard Severity Zone maps — published by the Office of…

Fire Resiliency in the Santa Fe Region
March 6, 2025
Fire Resiliency in the Santa Fe Region

LISTEN Santa Fe’s fire season is fast approaching but there’s still time for property owners to take action to protect their homes from the effects of a devastating fire. In this second of a two-part series on fire risk and home insurance in Santa Fe,…

Insuring New Mexicans as Fire Season Approaches
March 4, 2025
Insuring New Mexicans as Fire Season Approaches

LISTEN It appears to be “all hands on deck” as the Santa Fe area enters a new fire season. Legislators, insurers, fire departments and property owners all play a part in making sure the region is prepared, but many property owners don’t have the information…

Calif. State Farm Meeting Raises Solvency Concerns
February 27, 2025
Calif. State Farm Meeting Raises Solvency Concerns

State Farm’s emergency request for a 22% premium increase in California has raised questions about the insurer’s financial health, but a prominent consumer group says the carrier hasn’t justified that request… Download PDF to read.

  • « Previous
  • 1
  • 2
  • 3
  • 4
  • 5
  • …
  • 53
  • 54
  • Next »
  • Home
  • About
  • Media
  • Recovery Help
  • Get Prepared
  • Advocacy
  • Community
  • Events
  • Support UP
United Policyholders

© 2025 United Policyholders The material on this site is for informational purposes only and is not a substitute for legal advice.

  • Privacy Policy
  • Terms of Use
  • Contact UP
  • Log In
Powered by WordPress & Inti Foundation