![Caught in the Crossfire: One Homeowner’s Battle with California’s Overwhelmed Insurance System](https://uphelp.org/wp-content/uploads/2024/02/bnn.jpg)
![Caught in the Crossfire: One Homeowner’s Battle with California’s Overwhelmed Insurance System](https://uphelp.org/wp-content/uploads/2024/02/bnn.jpg)
When Lloyd Messineo’s homeowners insurance was abruptly dropped due to wildfire risk, he found himself ensnared in a bureaucratic labyrinth. Turning to the California FAIR Plan as a last resort, he faced inexplicable delays and costly force-placed insurance. His story underscores a larger issue that…