NAACP Pasadena Acts to Prepare Vulnerable Communities for Next Disaster
NAACP Pasadena Acts to Prepare Vulnerable Communities for Next Disaster

September workshop asks the question haunting fire survivors: “If you had 30 minutes to evacuate, do you know what you would take?” The January Eaton Fire didn’t just burn structures—it exposed how catastrophically unprepared locate communities were for natural climate disasters, with widespread underinsurance a…
Senator Dave Cortese’s Bill to Establish the Nation’s First Catastrophic Model for Wildfires Passes the Assembly
Senator Dave Cortese’s Bill to Establish the Nation’s First Catastrophic Model for Wildfires Passes the Assembly

As wildfires continue to break out throughout California, Senator Dave Cortese’s SB 429 will help homeowners understand their property’s wildfire risk. It creates the nation’s first-of-its-kind public wildfire catastrophe model to assess wildfire risk and help inform insurance rates. “My bill establishes a public wildfire catastrophe…
Furious homeowner says her insurance company flew a drone over her house and refused renewal — for 1 minor reason
Furious homeowner says her insurance company flew a drone over her house and refused renewal — for 1 minor reason

When Lynne Schueler looked up at the branches of a beloved tree in her Massachusetts yard, she never expected that a drone might be looking down on her. Schueler, who had held a policy with the same insurer for more than a decade, was shocked…
Drones and aerial imaging raise new questions for homeowners and insurers
Drones and aerial imaging raise new questions for homeowners and insurers

California is pushing for homeowner rights as insurers use flying cameras for property assessments Why it matters: Flying cameras are changing how home insurers evaluate properties, raising questions about consumer rights and transparency. As California considers new disclosure rules, property owners face growing consequences from…
How Katrina became ‘the storm that told us what was to come’ for climate and insurance
How Katrina became ‘the storm that told us what was to come’ for climate and insurance

When Hurricane Katrina threatened New Orleans in August 2005, Mona Lisa Saloy thought she was safe. Saloy, an author and educator who also served for several years as Louisiana’s poet laureate, had inherited the 110-year-old “double shotgun” house in the mostly Black Seventh Ward where…
Townhall Exposes Insurance Gaps After Palisades Fire as Residents Fear Future Coverage
Townhall Exposes Insurance Gaps After Palisades Fire as Residents Fear Future Coverage

After the Palisades Fire, people find they are underinsured, are not being paid for claims, or are having trouble receiving insurance money for smoke damage. The Palisades Recovery Coalition hosted an insurance townhall on August 24 to address problems and more. Other insurance issues include…
Insurance Informational Meeting Hosted by PRC
Insurance Informational Meeting Hosted by PRC

After the Palisades Fire, people find they are underinsured, are not being paid for claims, or are having trouble receiving insurance money for smoke damage. The Palisades Recovery Coalition hosted an insurance townhall on August 24 to address problems and more. Othe insurance issues include…
Flying Cameras Are Snapping Photos of Houses for Insurers. Will a California Bill Help Homeowners See Them?
Flying Cameras Are Snapping Photos of Houses for Insurers. Will a California Bill Help Homeowners See Them?

Airborne cameras are taking pictures of individual houses across the U.S. Insurance companies use the photos to inspect buildings after extreme weather, from hurricanes to hailstorms. But they also use them to determine which homes are too risky to insure. A bill in California—a state…
California moves to set nation’s first smoke damage insurance standard
California moves to set nation’s first smoke damage insurance standard

One of the most common insurance complaints after a fire comes from people whose homes are still standing but covered in potentially toxic soot. Because there is no state or federal standard for smoke damage, insurance companies often refuse to pay for cleanup, leaving victims…
California Insurance Bill – The Fight Over Public Adjuster Fees and Homeowner Payouts
California Insurance Bill – The Fight Over Public Adjuster Fees and Homeowner Payouts

What’s the real cost of AB 597? The proposed California bill is stirring up heated debates. Depending on who you ask, it’s either a game-changer or a disaster waiting to happen. On the surface, it’s all about “transparency” and reining in shady contracts. But dig…
A bad bill to rein in insurance adjusters? Proposed state law draws criticism
A bad bill to rein in insurance adjusters? Proposed state law draws criticism

After the devastating January firestorms left thousands of homeowners to grapple with their insurers over complicated claims for smoke damage and burned-down houses, many turned to public adjusters for help. The state-licensed professionals play a vital role in assisting policyholders in preparing property claims and…
Forum offers direction for protecting homes from wildfire, details property insurance efforts
Forum offers direction for protecting homes from wildfire, details property insurance efforts

The first defense against wildfire is in the hands of California homeowners: securing defensible space. “If you’re going to do one thing after this meeting, go buy mesh screening (for roof vents). It’s very easy to do, affordable but very effective,” California State Fire Marshal…
State officials urge homeowners to check fire insurance coverage
State officials urge homeowners to check fire insurance coverage

With the Gifford Fire now the largest wildfire in California this year, Assembly Member Dawn Addis gathered state leaders and insurance experts to help Central Coast homeowners better protect their property and coverage. Experts said many Californians are underinsured and do not realize it until…
Proposed California Ballot Initiative Seeks to Repeal Prop. 103
Proposed California Ballot Initiative Seeks to Repeal Prop. 103

A proposed ballot measure could significantly alter California’s property insurance regulations by repealing Proposition 103, a law passed in 1988 that governs home, auto, and other property and casualty insurance. Background on Proposition 103 Under Prop. 103, insurance companies must obtain approval from the state’s…
Homeowners insurance warning: Why your trust must be listed on your policy
Homeowners insurance warning: Why your trust must be listed on your policy

Many homeowners risk denied claims by not listing their trust on insurance policies. A simple update can prevent major financial and legal headaches. A Right on the Money viewer recently sent me an urgent message asking me to cover a very important financial topic. I…
Long-shot ballot initiative could have huge effect on California insurance
Long-shot ballot initiative could have huge effect on California insurance

A proposed ballot initiative would drastically change the way property insurance is regulated in California by repealing a law voters passed almost four decades ago. Proposition 103 has regulated home, auto and other types of property and casualty insurance in the state since 1988. It…
Florida Peninsula Insurance announces rate reduction request that will benefit ‘about 80,000 policyholders’
Florida Peninsula Insurance announces rate reduction request that will benefit ‘about 80,000 policyholders’

Florida Peninsula Insurance is seeking a rate reduction of 8.4% on homeowners policies and 12% on condo policies, according to an announcement from the Boca Raton-based company. “Given that everything seems to be going up right now, the cost of living, food, housing and everything…
The Point Fire came and went in days. A year later, some Sonoma County residents still waiting for answers
The Point Fire came and went in days. A year later, some Sonoma County residents still waiting for answers

The Point Fire burned for just over a week, but for some in Dry Creek Valley, recovery has dragged on with lingering damage, insurance hurdles, and no known cause. Read More