Climate-driven insurance crisis
Climate-driven insurance crisis

The climate crisis is costing us a lot of money — higher utility bills, higher health-care costs, skyrocketing housing prices in some areas and nosediving home property values in others. Climate change, as well as the pollution that causes it and the natural disasters caused…
Wildfire Survivors Get a Lifeline as California Pushes for Full Coverage Payments
Wildfire Survivors Get a Lifeline as California Pushes for Full Coverage Payments

California Insurance Commissioner Calls on Insurers to Ease Wildfire Survivors’ Burdens A Compassionate Plea for Full Coverage Without Detailed Inventories California Insurance Commissioner Ricardo Lara is taking a strong stance to support survivors of recent wildfires in Southern California. Recognizing the emotional and logistical toll…
Higher rates, few options for Calif. home insurance
Higher rates, few options for Calif. home insurance

Amy Bach, executive director of United Policyholders, a consumer advocacy group. Insurers pulled back from California after severe wildfires in … Read more
Inequity seen after wildfires in California
Inequity seen after wildfires in California

Before a wildfire ravaged their street in northwest Altadena, Louise Hamlin and Chris Wilson lived next door to each other in nearly identical houses. “I chose an old home in an old neighborhood because it has soul,” said Hamlin, a 51-year-old single mom with a…
For most LA fire victims, insurance won’t cover rebuild
For most LA fire victims, insurance won’t cover rebuild

“we fully expect it to be higher than two-thirds underinsured in la,” said amy Bach, the cofounder of United Policyholders, a public interest advocacy … Read more
Major insurance company sparks outrage with decision that affects thousands of policies: ‘The opposite of what we’ve been hoping for’
Major insurance company sparks outrage with decision that affects thousands of policies: ‘The opposite of what we’ve been hoping for’

Increasing frequencies of wildfires are pushing insurance companies out of California. Liberty Mutual is one of the latest insurance groups to abandon insurance coverage for California residents, the North Bay Business Journal reported. What’s happening? In late December, Liberty Mutual announced plans to roll back…
What to know about home insurance coverage after a major natural disaster
What to know about home insurance coverage after a major natural disaster

It’s one thing to fix your home after something basic has gone wrong, but it’s a different beast to rebuild and recover after a major natural disaster has destroyed multiple properties on your street, in your neighborhood or across the region. Don’t wait until you’re…
Plaintiffs Lawyers Swarm Los Angeles Post-Fires
Plaintiffs Lawyers Swarm Los Angeles Post-Fires

A deadly wildfire may be among the first covered by a new state fund that reimburses at-fault utility companies. This could mean billions of dollars for plaintiffs lawyers, and, if past fires are any indication, frustration and confusion for some victims. Read more.
Up to two thirds of homeowners underinsured for wildfires
Up to two thirds of homeowners underinsured for wildfires

Up to two thirds of homeowners are underinsured for wildfire losses, according to the consumer advocacy group, United Policyholders. Kristine Lazar speaks with an Altadena couple who lost their home and explains how you can make sure you’re covered.
The Agony of the List
The Agony of the List

The text notification woke Ashley Bryn Carter at 12:38 a.m., hours after the start of the most destructive wildfires in California history. She packed quickly, imagining she’d be back soon. But earlier that day, something had possessed her to go room by room and film…
State Farm Was All In on California—Until It Pulled the Plug Before the Fires
State Farm Was All In on California—Until It Pulled the Plug Before the Fires

Insurer aggressively grew in Los Angeles, despite getting overweight on fire risk, but decided to cut thousands of policies last year, adding to the state’s home-insurance crisis After the pandemic, most home insurers were fleeing wildfire-prone areas of California. But State Farm was there—and making…
Fire-ravaged LA areas faced high non-renewal rates for home, fire insurance before disaster struck
Fire-ravaged LA areas faced high non-renewal rates for home, fire insurance before disaster struck

State Farm’s request for an emergency home insurance rate hike on Tuesday was one of many troubling signs for California’s home insurance market. Now, 7 on Your Side Investigates has data showing how traditional residential and fire policies are becoming out of reach for many…
LA neighbors have vastly different rebuilding options due to insurance crisis
LA neighbors have vastly different rebuilding options due to insurance crisis

Before a wildfire ravaged their street in northwest Altadena, Louise Hamlin and Chris Wilson lived next door to each other in nearly identical houses. “I chose an old home in an old neighborhood because it has soul,” said Hamlin, a 51-year-old single mom with a…
What to know about home insurance coverage after a major natural disaster
What to know about home insurance coverage after a major natural disaster

It’s one thing to fix your home after something basic has gone wrong, but it’s a different beast to rebuild and recover after a major natural disaster has destroyed multiple properties on your street, in your neighborhood or across the region. Don’t wait until you’re…
California’s insurance crisis leaves neighbors facing unequal recovery after wildfires
California’s insurance crisis leaves neighbors facing unequal recovery after wildfires

Before a wildfire ravaged their street in northwest Altadena, Louise Hamlin and Chris Wilson lived next door to each other in nearly identical houses. “I chose an old home in an old neighborhood because it has soul,” said Hamlin, a 51-year-old single mom with a…
Stay Tuned NOW with Gadi Schwartz
Stay Tuned NOW with Gadi Schwartz

President Trump held a joint press conference with Israeli Prime Minister Netanyahu, Trump suggested the U.S. could “take control of Gaza,” and the White House sent the first military flights filled with migrants to Guantanamo Bay. 00:00 Trump: U.S. ‘will take over the Gaza strip’…
California’s insurance crisis leaves neighbors facing unequal recovery after wildfires
California’s insurance crisis leaves neighbors facing unequal recovery after wildfires

Before a wildfire ravaged their street in northwest Altadena, Louise Hamlin and Chris Wilson lived next door to each other in nearly identical houses. “I chose an old home in an old neighborhood because it has soul,” said Hamlin, a 51-year-old single mom with a…
State Farm Seeks Emergency Rate Hike in California After LA Fires
State Farm Seeks Emergency Rate Hike in California After LA Fires

State Farm is asking California regulators to approve a significant emergency rate hike, saying it is needed to avert a “dire situation for our customers and the insurance market in the state” accelerated by the disastrous wildfires across Southern California. The company, California’s largest insurance group,…