Home insurance experts say changes coming for California’s insurance crisis — with key tips for consumers
Home insurance experts say changes coming for California’s insurance crisis — with key tips for consumers

Important regulatory updates, coming by end of year, plan to provide homeowners insurance options to consumers, according to a panel discussion this week hosted by the Center for California Real Estate. Panelists offered important tips on specific actions to take now to help better protect…
Auto insurance costs up nearly 20% nationwide. Here’s how to save | Dollars & Sense
Auto insurance costs up nearly 20% nationwide. Here’s how to save | Dollars & Sense

You’re likely paying more for auto insurance here in California than you were last year, according to new data. The Consumer Price Index shows auto insurance rates went up 20% from May 2023 to May 2024, based on the U.S. average. Amy Bach, executive director…
Climate change may have an impact on your homeowners’ insurance policy
Climate change may have an impact on your homeowners’ insurance policy

Amy Bach, Executive Director and co-founder of United Policyholders, joins Lisa Dent to explain how insurance companies are paying close attention to the uptick of severe weather, adapting to climate change, and applying it to insurance policy premiums when you file a claim. LISTEN
Is this the solution to California’s soaring insurance price due to wildfire risk?
Is this the solution to California’s soaring insurance price due to wildfire risk?

In the past several years, homeowners across the state have been either burdened with extremely high insurance premiums or have struggled to find coverage at all. Wildfires have sent California’s homeowners insurance market into crisis and the situation is only getting worse. So far, 2024…
California’s last-resort fire insurance could get big commercial coverage boost, home ‘hardening’ discount
California’s last-resort fire insurance could get big commercial coverage boost, home ‘hardening’ discount

Giving real estate agents a heads up two days before, California Insurance Commissioner Ricardo Lara announced Friday more upgrades to the state’s insurer of last resort to address significant ongoing coverage challenges for owners of homes and businesses in fire-risk areas. Read more.
Want to bounce around on a trampoline? You might want to check your insurance coverage
Want to bounce around on a trampoline? You might want to check your insurance coverage

Surveilling you by drone, checking on your home sales listing and observing your address via satellite: Your insurance company might be sounding like a jealous ex. A trampoline in the yard or debris on the roof can also get you dropped from coverage these days.…
Is this the solution to California’s soaring insurance prices due to wildfire risk?
Is this the solution to California’s soaring insurance prices due to wildfire risk?

In the past several years, homeowners across the state have been either burdened with extremely high insurance premiums or have struggled to find coverage at all. Wildfires have sent California’s homeowners insurance market into crisis and the situation is only getting worse. So far, 2024…
Policyholder Attys Cheer Justices’ Ruling On ‘Surface Waters’
Policyholder Attys Cheer Justices’ Ruling On ‘Surface Waters’

Like a bridge over troubled water, Massachusetts’ highest court laid down a rejection of the term “surface waters,” finding insurers couldn’t rely on the phrase to limit coverage to a storm-damaged hospital… Read more.
California insurance commissioner has plan for home market “crisis”
California insurance commissioner has plan for home market “crisis”

Ricardo Lara tells agents reform is coming with “relief” for buyers seeking coverage California Insurance Commissioner Ricardo Lara did not mince words when speaking at a Realtor event this week on the difficulties facing homeowners in the wake of major pullbacks by State Farm, Allstate…
How will climate change and more severe weather affect homeowners’ insurance policies?
How will climate change and more severe weather affect homeowners’ insurance policies?

Climate change means more extreme weather—weather that could be like what the Chicago area saw last week with storms and tornadoes tearing through the area by the dozen. Experts say insurance companies are paying close attention, and the average person should be doing so too.…
Insurance – ‘Surface waters’ – Roof
Insurance – ‘Surface waters’ – Roof

Where the 1st U.S. Circuit Court of Appeals has certified a question asking whether rainwater that landed on the roof of a hospital and subsequently inundated the interior of the building constituted “surface waters” under Massachusetts law, the definition of “surface waters” does not include…
Save the Date! District 1 Town Hall
Save the Date! District 1 Town Hall

Supervisor Heidi Hall will be hosting a District 1 Town Hall on Tuesday, Aug, 13 from 6-7:30 p.m. at the Nevada City Council Chambers, 317  Broad St. The meeting will feature Amy Bach of United Policyholders, a nationally recognized fire insurance expert and advocate. Topics…
Experts have guidance on getting repairs, filing claims, avoiding scams after storm damage
Experts have guidance on getting repairs, filing claims, avoiding scams after storm damage

With severe damage seen throughout the Chicago area as storms brought tornadoes both Sunday and Monday night, experts had some advice on filing insurance claims, and avoiding scams. As of Tuesday evening, a total of five tornadoes had been confirmed in the Chicago area from…
Emergency preparedness focus of Poway Picnic with the Chief
Emergency preparedness focus of Poway Picnic with the Chief

Wildfire and emergency preparedness tips will be shared at free Picnic with the Chief event set for July 17 in Poway A Picnic with the Chief event is set for 6 p.m. Wednesday, July 17 in Poway to help community residents prepare for an emergency…
Home insurance canceled in Oakland? Here’s what to do
Home insurance canceled in Oakland? Here’s what to do

Amy Bach of United Policyholders shares tips for homeowners who’ve received non-renewals and insight into the future of insurance rates in California. If you own a house in the Oakland hills, you’ve probably gotten one already or are dreading the day it will arrive in…
5 Signs Your Home Insurance May Go Up This Summer
5 Signs Your Home Insurance May Go Up This Summer

After watching Hurricane Beryl ravage Texas and parts of the Midwest this summer, you might wonder if insurance companies will be hiking home insurance rates the way they sometimes do after a natural disaster of this proportion. Following Hurricane Katrina, insurance premiums rose by 30%,…
Preparing for California’s natural disasters
Preparing for California’s natural disasters

Californians face a wide range of natural disasters every year, including earthquakes, wildfires, landslides and floods. In June, half a dozen earthquakes with a magnitude over 2.5 hit parts of Southern California in just one week. Around the state, at least six wildfires have burned…
Louisiana’s ‘business-friendly’ climate response: Canceled home insurance plans
Louisiana’s ‘business-friendly’ climate response: Canceled home insurance plans

Under a new state law, residents will no longer be protected from homeowners’ policy cancellations, higher deductibles or big rate increases. Louisiana homeowners will no longer have the assurance of holding onto their longtime property insurance policies after a damaging storm. And they could start…