Policyholders Group Backs D&O Coverage Denial Appeal
Policyholders Group Backs D&O Coverage Denial Appeal

A nonprofit insurance policyholders advocacy group asked the Ninth Circuit on Thursday to overturn a California federal judge’s decision that an educational technology company isn’t covered for a suit alleging an incentive program for its recruiters broke federal law, saying the lower court rendered the…
A Flood of (tightening the) Belt(way) Attention
A Flood of (tightening the) Belt(way) Attention

Reforming and/or re-authorizing the ​National Flood Insurance Program (NFIP) has moved front and center in our nation’s Capitol in the past month, and was mentioned prominently in the budget proposal recently issued by the White House. The NFIP is basically a privatized government program created by Congress through which insurance companies and vendors…
The “Catch UP” webinar series: Making appraisal work for your client
The “Catch UP” webinar series: Making appraisal work for your client

Catch UP on how to use the appraisal process to settle an insurance dispute from the comfort of your home or office.  Lawyers can earn continuing ed credit for registering for the webinar.  And best of all, your registration fee supports our non-profit’s important work…
Fire Safe Council gathering data on homeowner’s insurance – Take the survey
Fire Safe Council gathering data on homeowner’s insurance – Take the survey

NEVADA CITY, Calif. March 15, 2017 – The Fire Safe Council of Nevada County FSCNC) is participating in the State’s Tree Mortality Task Force. Our local group is looking to gather data to make a case that insurance companies are not following state law when…
Rutgers Law School Project Addresses ‘Use It And Lose It’ in Homeowners Insurance
Rutgers Law School Project Addresses ‘Use It And Lose It’ in Homeowners Insurance

The Essential Protections for Policyholders Project is a two-year project that focuses much of its research on consumers that file ordinary claims, examining what they are surprised or disappointed by and how some of the best states are protecting insurance consumers, Feinman said in a…
Texas Businesses Line Up Against Lt. Governor’s High-Priority Insurance Bill
Texas Businesses Line Up Against Lt. Governor’s High-Priority Insurance Bill

Major business interests are lining up against one of Lt. Gov. Dan Patrick’s top priorities — a bill that would make it harder for Texans to force their insurance companies to pay up when calamity strikes. Patrick and his allies say the bill, Senate Bill…
Ability re: disability
Ability re: disability

If you’re fortunate to have disability insurance, but unfortunate to need to use it, there are a few key points to keep in mind when gathering proof of your eligibility for benefits, presenting it and completing insurance claim paperwork. The bottom line is, take a…
ConsumerWatch Weekend: Flood Insurance
ConsumerWatch Weekend: Flood Insurance

Consumer reporter Julie Watts spoke with Emily Rogan, with consumer advocacy group United Policyholders, about resources available to flood victims without insurance.
First Steps After a Flood
First Steps After a Flood

United Policyholders is a nonprofit organization that is a voice and an information resource for insurance consumers in all 50 states.  UP has helped guide disaster survivors on the road to recovery since 1991.  This information will walk you through the first few weeks.  Here…
Help with flood insurance claims
Help with flood insurance claims

There are things you can do to make life easier when it’s time to file your insurance claims. We talked to the consumer advocacy group, United Policyholders and they said you should take pictures before and after the evacuation, document how much water entered your…
Oroville shows importance of flood insurance
Oroville shows importance of flood insurance

The near-disaster at Lake Oroville last week shows once again why homeowners and renters might consider buying flood insurance, even if their lender does not require it. Anyone with a federally backed mortgage is required to have flood insurance if they live in a high-risk…
Rainpocalypse
Rainpocalypse

If your property has been damaged due to a heavy rain and high winds, it can be tricky to collect insurance benefits to pay for repairs. Home and renters policies exclude some but not all types of water damage.  “Flood” damage (the policy should define…
Here to help
Here to help

The insurance premiums you pay as an individual or business entitle you to benefits and good claim service in the event of a loss. You should not have to hire professional help to get your claim paid fairly, and often you don’t. But when you…
Online DIY options to bolster your personal finances
Online DIY options to bolster your personal finances

USA TODAY – Once the optimistic glow surrounding New Year’s financial resolutions wears off — hello, February! — it’s time to roll up your sleeves before losing momentum altogether. Whether you aim to save money or get stuff organized, many apps and websites are available…
Calif. Regulation Revival Boosts Home Coverage Confidence
Calif. Regulation Revival Boosts Home Coverage Confidence

The California Supreme Court’s ruling Monday 2017) reviving the state insurance commissioner’s challenged regulation aimed at producing more accurate insurer estimates of home replacement costs provides greater certainty for homeowners on property coverage and should reduce litigation between policyholders and carriers, experts say. In a…
United Policyholders Praises California Supreme Court Decision That Will Help Underinsured Wildfire Victims
United Policyholders Praises California Supreme Court Decision That Will Help Underinsured Wildfire Victims

Insurance Companies now held to a higher standard for setting homeowners policy limits; Court finds Insurance Commissioner has authority to regulate replacement cost estimates SAN FRANCISCO, CA – January 23, 2017 – United Policyholders (UP), a nonprofit insurance consumer organization, today praised a California Supreme…
Court backs rules to protect fire victims from being underinsured
Court backs rules to protect fire victims from being underinsured

California’s insurance commissioner has the authority to adopt rules that protect homeowners whose policies fall far short of the amounts needed to rebuild or replace homes destroyed by wildfires or other disasters, the state Supreme Court ruled Monday. Insurance companies usually give homeowners estimates of…
Justices Back Calif. Insurance Commissioner in Feud With Industry
Justices Back Calif. Insurance Commissioner in Feud With Industry

The California Supreme Court dealt property insurers a blow on Monday, reversing lower court rulings that had limited the state insurance commissioner’s authority and blocked a rule the industry had slammed as overly prescriptive and burdensome. The lawsuit by two state industry trade associations challenged…