Allstate in midst of requesting 34% insurance rate hike
Allstate in midst of requesting 34% insurance rate hike

Allstate has asked the state to approve an average 34.1% homeowners insurance rate hike for this year, the Department of Insurance confirmed Thursday. The rate hike request, filed in April 2023, was initially for 39.6%. But Consumer Watchdog, a Santa Monica-based consumer advocacy group, petitioned…
Be pro-active to get a fair payout on a totalled car
Be pro-active to get a fair payout on a totalled car

If you’ve been in an accident and an insurance company declares your car a total loss, we recommend making sure their valuation and settlement offer are accurate and fair. Earlier this year a District Attorney in Northern California sued two major insurers and two software…
California woman’s home insurance dropped after drone view reveals clutter, unsanitary conditions during renovation
California woman’s home insurance dropped after drone view reveals clutter, unsanitary conditions during renovation

A Stanislaus County woman said her home insurance company of nearly 40 years abruptly canceled her coverage over what it spotted from a drone’s view high above her property. Joan Van Kuren of Modesto reached out to CBS Sacramento and the Call Kurtis consumer investigative…
MADE TO PAY I was stripped of my homeowner’s insurance after an ‘invasion of privacy’ – I was spied on and then hit with $14k bill
MADE TO PAY I was stripped of my homeowner’s insurance after an ‘invasion of privacy’ – I was spied on and then hit with $14k bill

HOMEOWNERS are being dropped by their home insurance after insurers admit to using aerial drones to scout properties and roofs looking for flaws. Bob Emerick, a resident of Mount Pleasant, Pennslyvania says he received documents from Travelers Insurance indicating that his policy would be dropped…
Drones May Determine Whether You Get To Keep Your Property Insurance Policy
Drones May Determine Whether You Get To Keep Your Property Insurance Policy

Drones are used for so many things now, and that includes checking to see if your home meets policy requirements. But not everyone is happy about that. Amy Bach with consumer advocacy group “United Policyholders” says a lot of people are losing their insurance this…
Key questions to ask when shopping for homeowners insurance
Key questions to ask when shopping for homeowners insurance

If you haven’t shopped around for homeowners insurance, experts say you should You’ve heard it pays to shop around for homeowners insurance rates, but price is only part of the equation. Policies vary depending on coverage limits, deductibles and exclusions. Here are some key questions…
Insurance companies are using drones to inspect homes
Insurance companies are using drones to inspect homes

If you’re a homeowner and you notice a drone flying over your house, it might be your insurance company checking to see if your home is meeting policy requirements. Insurance companies are using drones to take images of homes to avoid insuring high-risk homes and…
A “Flood” of Uncertainty; Massachusetts SJC Finds Policy Term Ambiguous
A “Flood” of Uncertainty; Massachusetts SJC Finds Policy Term Ambiguous

The highest court in Massachusetts recently held that term “Flood” and the associated phrase “surface waters,” as used in two all-risk insurance policies, is ambiguous in the context of water that accumulated on a parapet roof and rooftop courtyard, thereby negating the insurers’ attempt to…
Insurance expert weighs in on Missoula storm aftermath, claims process
Insurance expert weighs in on Missoula storm aftermath, claims process

With severe damage throughout the Missoula area after last week’s storm, some citizens may be wondering how much the repairs will hurt their wallet. Fallen trees on homes and caved-in fences are currently a common sight in Missoula, and insurance companies are receiving countless insurance…
Is this the solution to California’s soaring insurance price due to wildfire risk?
Is this the solution to California’s soaring insurance price due to wildfire risk?

In the past several years, homeowners across the state have been either burdened with extremely high insurance premiums or have struggled to find coverage at all. Wildfires have sent California’s homeowners insurance market into crisis and the situation is only getting worse. So far, 2024…
11 Investigates gets homeowner’s insurance reinstated for family almost dropped due to aerial images
11 Investigates gets homeowner’s insurance reinstated for family almost dropped due to aerial images

A local man from Mount Pleasant, Westmoreland County, reached out to 11 Investigates at a loss for what to do and just days away from having his homeowner’s insurance dropped. Bob Emerick was upset and angry and told 11 Investigates, he was left with few…
Home insurance experts say changes coming for California’s insurance crisis — with key tips for consumers
Home insurance experts say changes coming for California’s insurance crisis — with key tips for consumers

LOS ANGELES, July 29, 2024 /PRNewswire/ — Important regulatory updates, coming by end of year, plan to provide homeowners insurance options to consumers, according to a panel discussion this week hosted by the Center for California Real Estate. Panelists offered important tips on specific actions…
Home insurance experts say changes coming for California’s insurance crisis — with key tips for consumers
Home insurance experts say changes coming for California’s insurance crisis — with key tips for consumers

Important regulatory updates, coming by end of year, plan to provide homeowners insurance options to consumers, according to a panel discussion this week hosted by the Center for California Real Estate. Panelists offered important tips on specific actions to take now to help better protect…
Auto insurance costs up nearly 20% nationwide. Here’s how to save | Dollars & Sense
Auto insurance costs up nearly 20% nationwide. Here’s how to save | Dollars & Sense

You’re likely paying more for auto insurance here in California than you were last year, according to new data. The Consumer Price Index shows auto insurance rates went up 20% from May 2023 to May 2024, based on the U.S. average. Amy Bach, executive director…
Climate change may have an impact on your homeowners’ insurance policy
Climate change may have an impact on your homeowners’ insurance policy

Amy Bach, Executive Director and co-founder of United Policyholders, joins Lisa Dent to explain how insurance companies are paying close attention to the uptick of severe weather, adapting to climate change, and applying it to insurance policy premiums when you file a claim. LISTEN
Is this the solution to California’s soaring insurance price due to wildfire risk?
Is this the solution to California’s soaring insurance price due to wildfire risk?

In the past several years, homeowners across the state have been either burdened with extremely high insurance premiums or have struggled to find coverage at all. Wildfires have sent California’s homeowners insurance market into crisis and the situation is only getting worse. So far, 2024…
California’s last-resort fire insurance could get big commercial coverage boost, home ‘hardening’ discount
California’s last-resort fire insurance could get big commercial coverage boost, home ‘hardening’ discount

Giving real estate agents a heads up two days before, California Insurance Commissioner Ricardo Lara announced Friday more upgrades to the state’s insurer of last resort to address significant ongoing coverage challenges for owners of homes and businesses in fire-risk areas. Read more.
Want to bounce around on a trampoline? You might want to check your insurance coverage
Want to bounce around on a trampoline? You might want to check your insurance coverage

Surveilling you by drone, checking on your home sales listing and observing your address via satellite: Your insurance company might be sounding like a jealous ex. A trampoline in the yard or debris on the roof can also get you dropped from coverage these days.…