September 23, 2026 Your home insurance may not cover El Niño flood damage. Here’s what to know. While intense storms aren’t guaranteed during El Niño, experts say it’s better to be safe than sorry. Diana Zoga reports for the NBC4 News at 6 p.m. on Wednesday, Sept. 23, 2026.
September 11, 2026 Property insurance faces a new test as disaster losses accelerate Extreme weather is creating a more demanding environment for property owners, insurers, and communities. According to the National Centers for Environmental Information (NCEI), the United States recorded 27 confirmed billion-dollar weather and climate disasters in 2024, resulting in a total cost of $182.7 billion. These…
August 20, 2026 With a strong El Niño expected in SoCal, should you consider flood insurance? El Niño is officially with us, and it’s looking like it’s likely going to be a doozy. The natural global climate pattern temporarily warms the eastern tropical Pacific, causing extreme weather patterns across the globe. A strong El Niño has historically, though not always, been…
July 21, 2026 After storms bring damage to region, here’s what to know about filing an insurance claim ROCHESTER, N.Y. — As the Rochester region continues to clean up from damage caused by Saturday’s storms, News10NBC is tracking another round of strong to severe storms for Tuesday. See our latest forecast here. News10NBC issued a Yellow Alert for locally heavy downpours, strong winds,…
March 15, 2026 California’s FAIR Plan carries growing load as insurers retreat beyond wildfire zones As another wildfire season approaches, California’s insurer of last resort is shouldering a rapidly expanding share of the state’s property risk, including in areas with relatively low wildfire exposure, as private carriers tighten underwriting and push more homeowners off standard policies. The California FAIR Plan,…
February 9, 2026 Sonoma County homeowners who have dealt with damage after a storm on what to expect Several weeks passed before Connie Cloak and her husband settled a home insurance claim they filed in August 2024 when a large tree branch fell and damaged their Santa Rosa home. The wait was frustrating. But, according to Cloak, hardly a reflection of an otherwise…
January 21, 2026 The 16% Homeowner Trap: Why Major Insurers are Quietly Canceling 2026 Policies This Week If you’ve lived in your home for a decade without ever filing a claim, you might think your “renewal” notice is a formality. But this week, thousands of homeowners in states like California, Florida, and Texas are receiving a different kind of letter: a non-renewal…
July 29, 2024 Insurance expert weighs in on Missoula storm aftermath, claims process With severe damage throughout the Missoula area after last week’s storm, some citizens may be wondering how much the repairs will hurt their wallet. Fallen trees on homes and caved-in fences are currently a common sight in Missoula, and insurance companies are receiving countless insurance…
May 27, 2024 How consumers can navigate insurance claims after storms Following damaging weekend storms, the weeks and months ahead will prove critical for the people impacted. Read on for key steps to get started. MEETING IMMEDIATE NEEDS Facing significant damage, consumers may need help covering the basics like temporary housing, food and clothing. “Check to…
February 5, 2024 Bach Talk: An insured future depends on bold public/private innovation By Amy Bach, Executive Director, United Policyholders So far 2024 has brought more bad news for property owners, public officials, lenders and home builders on the insurance availability and affordability fronts with non-renewals, scant options and high premiums. Front page news across the country. Rate…
