States where home insurance got cheaper, and what they’re doing right
States where home insurance got cheaper, and what they’re doing right

Although homeowners insurance rates have been rising significantly across the nation, new Insurance.com data shows that 16 states saw average annual premiums fall from 2025 to 2026. There’s no single reason for these decreases. In some states, targeted resilience grants, insurance discounts, and a slower-than-normal…
Congressmen Carter, Ezell, Carbajal Introduce STORM FORTIFIED and Wildfire Prepared Act
Congressmen Carter, Ezell, Carbajal Introduce STORM FORTIFIED and Wildfire Prepared Act

Today, Congressmen Troy A. Carter, Sr. (D-LA), Mike Ezell (R-MS), and Salud Carbajal (D-CA) introduced the Safeguarding Tomorrow through Ongoing Risk Mitigation FORTIFIED and Wildfire Prepared Act, or STORM FORTIFIED and Wildfire Prepared Act. This legislation would establish funding to help states finance homeowner mitigation projects…
After storms bring damage to region, here’s what to know about filing an insurance claim
After storms bring damage to region, here’s what to know about filing an insurance claim

ROCHESTER, N.Y. — As the Rochester region continues to clean up from damage caused by Saturday’s storms, News10NBC is tracking another round of strong to severe storms for Tuesday. See our latest forecast here. News10NBC issued a Yellow Alert for locally heavy downpours, strong winds,…
Can a Bernie-Backed Populist Fix California’s Home Insurance Crisis?
Can a Bernie-Backed Populist Fix California’s Home Insurance Crisis?

In the spring of 2023, insurance giants State Farm and Allstate announced they would no longer write new home insurance policies in California, citing intolerable exposure to the devastating wildfires that have become routine in the state. Farmers, USAA, and several smaller insurers quickly followed…
‘A Band-Aid on a bullet wound’: New federal home insurance rule could leave you paying thousands out of pocket for a damaged roof
‘A Band-Aid on a bullet wound’: New federal home insurance rule could leave you paying thousands out of pocket for a damaged roof

While Americans were thrilled when the summer season began in late June, a slew of severe storms has likely dampened the mood for many in recent weeks. And the timing couldn’t have been worse. As Americans gathered to celebrate the country’s 250th birthday on July…