Harris used her big climate moment to talk about … insurance?
Harris used her big climate moment to talk about … insurance?

The vice president was asked one climate question at the Tuesday debate. Her answer surprised analysts. When Vice President Kamala Harris was asked about climate change at Tuesday’s presidential debate, she used an unusual example to emphasize its importance. Property insurance. Harris’ description of how…
Think wildfires and hailstorms are raising the cost of home insurance? Technology may be the bigger culprit
Think wildfires and hailstorms are raising the cost of home insurance? Technology may be the bigger culprit

Homeowners in Colorado have been watching their insurance costs increase at rates faster than the national average. And they pay more on average to insure their homes than homeowners in other states – about $1,700 more, according to recent figures. You might hear that and…
Thousands turn out for Ember Stomp festival in North Bay to celebrate wildfire safety, preparedness
Thousands turn out for Ember Stomp festival in North Bay to celebrate wildfire safety, preparedness

As we head into prime wildfire season, thousands came out for a festival like no other in the North Bay on Saturday. Ember Stomp is a wildfire safety and prevention event, helping homeowners prepare for the very real possibility of a wildfire emergency. Freshly cut…
County’s Office of Recovery announces partnership with Kako’o Maui at West Maui center
County’s Office of Recovery announces partnership with Kako’o Maui at West Maui center

The County of Maui’s Office of Recovery and the Council for Native Hawaiian Advancement (CNHA) are proud to announce a partnership that brings CNHA’s Kākoʻo Maui Resource Center to the Office of Recovery-West Maui at Lahaina Gateway. Under the partnership, which began earlier this week,…
California FAIR Plan Insurance: What You Need to Know
California FAIR Plan Insurance: What You Need to Know

What Is California FAIR Plan Insurance? The California FAIR Plan provides fire insurance for high-risk homes and businesses that private insurers won’t cover. FAIR stands for Fair Access to Insurance Requirements. The plan, established by state legislators in 1968, is a pool of all insurers…
State officials scramble as insurance companies abandon at-risk homeowners: ‘It’s the perfect storm’
State officials scramble as insurance companies abandon at-risk homeowners: ‘It’s the perfect storm’

“We just do not have companies willing to write business in Louisiana right now, and you can’t blame them.” Facing down a natural disaster is never ideal, but things are about to get even worse for Americans who are losing home insurance primarily as a…
‘They’re using anything as an excuse’: Home insurance companies are canceling policies based on aerial images, advocacy group says — here’s what you can do to protect yourself
‘They’re using anything as an excuse’: Home insurance companies are canceling policies based on aerial images, advocacy group says — here’s what you can do to protect yourself

John D’Entremont has owned his home in Malden, Massachusetts, for more than 40 years, but last year, his insurer unexpectedly asked him to make some major repairs. “I felt like I was blindsided,” he told Boston 25 News. “If you look at the things they…
As wildfire risks intensify, California insurance rates keep rising
As wildfire risks intensify, California insurance rates keep rising

Allstate will increase rates by an average of 34.1 percent as part of the state’s deal with the industry to expand coverage to homeowners in risky areas. California insurance officials have approved Allstate’s request to raise insurance rates for homeowners by an average of about…
Liberty Mutual Pulls Fire Insurance From 17,000 Customers in California
Liberty Mutual Pulls Fire Insurance From 17,000 Customers in California

In a significant and alarming development, Liberty Mutual Fire Insurance has announced that it will not renew fire insurance policies for approximately 17,000 customers in California. This move adds to a growing trend of insurance companies scaling back or altogether abandoning the state’s market, leaving…
Allstate gets OK to raise California home insurance rates by average of 34%
Allstate gets OK to raise California home insurance rates by average of 34%

Home insurance is about to get a whole lot more expensive for a lot of people in California. California’s Department of Insurance recently approved Allstate’s request for the largest rate increase the state has seen in the past three years. Homeowners’ insurance will go up…
California plans significant changes to insurance rules as wildfires increase risk
California plans significant changes to insurance rules as wildfires increase risk

California regulators propose major insurance reforms to address soaring costs and dwindling options for homeowners in wildfire-prone areas. Sharon Udasin reports for The Hill. In short: California is considering updates to Proposition 103, which currently limits insurance rate changes, to require firms to cover high-risk…
$141 billion in Colorado property is at risk from wildfires. Here’s how that affects your homeowner insurance.
$141 billion in Colorado property is at risk from wildfires. Here’s how that affects your homeowner insurance.

More than 320,000 homes across Colorado valued at $141 billion are at risk of being destroyed by wildfires, according to a new report that influences how insurance companies set rates. Read more
California weighs sweeping reforms in insurance regulations, amid mounting wildfire risk
California weighs sweeping reforms in insurance regulations, amid mounting wildfire risk

The raging wildfires that have become a mainstay in certain California communities are not only devastating family dwellings — they are also impeding Californians from procuring the insurance necessary to protect these homes in the future. Aiming to both quell soaring prices and bring back…
Can a Home Insurer Drop You Due to Aerial Photos? Brace Yourself for It
Can a Home Insurer Drop You Due to Aerial Photos? Brace Yourself for It

Is your insurance company spying on you? Insurers are increasingly using technology such as drones, airplanes and even high-altitude balloons to survey homes from coast to coast. If these companies spot something they don’t like, you could lose homeowners insurance coverage. In late 2023, KGO-TV…
Phoenix insurance consumers have few ways to minimize skyrocketing premiums
Phoenix insurance consumers have few ways to minimize skyrocketing premiums

Most American auto and homeowners insurance consumers have noticed the recent spike in premiums. Disasters and other incidents, the corporate push for profits and the use of technology are combining to have consumers see jaw-dropping overnight increases for many Valley residents, across the U.S, and…
The pros and cons of self-insurance for homeowners
The pros and cons of self-insurance for homeowners

“What do you think about going without homeowners insurance?” It was a question I had been asked before. Tim is a past client who I helped buy a home in Shingle Springs several years ago. He told me when he first purchased the home State…
Insurance companies are increasingly scrutinizing the state of the inside of your house
Insurance companies are increasingly scrutinizing the state of the inside of your house

Predict and prevent is the aim of the insurance industry’s latest approach to forestall the need for them to replace. Insurance companies aren’t just scrutinizing your roof. They are snooping more closely at fixtures under the sink and around the toilet, too. Particular kinds of…
District 1 Town Hall Offers Advice on Navigating Fire Insurance Crisis
District 1 Town Hall Offers Advice on Navigating Fire Insurance Crisis

If you are dropped from your fire insurance, ask questions and find out why, a national consumer advocate advised attendees at the District 1 Town Hall in Nevada City Tuesday. Amy Bach, co-founder of United Policyholders, also advised finding out your risk score (similar to…