How to make insurance affordable under climate change
How to make insurance affordable under climate change

Munich Re, the world’s largest reinsurance firm, lost $24 billion from last year’s California wildfires, and it says global warming made a “significant contribution.” Insurer Lloyd’s of London found warmer oceans, caused by climate change, made for a 30 percent increase in storm surge damage…
Insurance Coverage Drying Up As California Wildfire Recovery Drags On
Insurance Coverage Drying Up As California Wildfire Recovery Drags On

After the Tubbs Fire reduced their Santa Rosa, Calif., home to ash in October 2017, Chris Keys and his wife, Sara Jakel-Keys, said deciding to rebuild was easy. But a year and a half after the fire, the road to normalcy has proved longer and…
For California Fire Survivors, Rebuilding Can Be Long And Painful
For California Fire Survivors, Rebuilding Can Be Long And Painful

After the Tubbs fire reduced their Santa Rosa home to ash in October 2017, Chris Keys and his wife Sara Jakel Keys say deciding to rebuild was easy. But a year and a half later, the road to normalcy has proven longer and more painful…
Techquake: The Biggest Threat to California’s Tech-Sector May Lie Directly Beneath its Feet
Techquake: The Biggest Threat to California’s Tech-Sector May Lie Directly Beneath its Feet

California’s technology sector has had a tough year with state and federal policymakers, to say nothing of the general public. Concerns about the size and scope of internet firms have led to a “techlash,” bringing with it uncomfortable hearings and the resurrection of truly noxious…
Two Sonoma County men file lawsuit, urging state to protect fire survivors from unlicensed adjusters
Two Sonoma County men file lawsuit, urging state to protect fire survivors from unlicensed adjusters

Two Sonoma County men are suing the California Department of Insurance for allegedly allowing out-of-state insurance adjusters to work illegally in the state without proper registration, enabling unsupervised adjusters to dole out costly bad advice to wildfire survivors. Plaintiffs Jeff Sengstack, who lost his Santa…
Wildfires make it harder for California homeowners to get insurance
Wildfires make it harder for California homeowners to get insurance

As the cost and risk of California wildfires grow, it’s getting harder for homeowners to get and keep insurance in fire-prone regions including the Sierra foothills, Tahoe and some parts of the Bay Area. Homeowners rejected by mainstream companies are turning in greater numbers to…
Wildfire Took Your Home? Don’t Count on Insurance Rebuilding It
Wildfire Took Your Home? Don’t Count on Insurance Rebuilding It

Own a home? No doubt you’ve insured it. Very sensible of you. But if that home were, say, burned to the ground, then your insurance company probably wouldn’t cover the cost of rebuilding it. Don’t feel too bad, though. It’s only partly your fault. Two-thirds…
Midwest floods: Ruptured levees could cost billions to repair
Midwest floods: Ruptured levees could cost billions to repair

Almost half of the country lives near a levee, and 12 have already failed during spring flooding Critics blame Army Corps of Engineers and FEMA for broken levees flooding the Midwest The levees “were set up to fail,” says flood insurance expert The small town…
Sonoma County Flood Damage Estimated At $155M
Sonoma County Flood Damage Estimated At $155M

The county and at least two cities have declared local emergencies. A Local Assistance Center is now open in Guerneville. SONOMA COUNTY, CA — Days of heavy rains and flooding along the Russian River have caused an estimated $155 million in damage across Sonoma County,…
Latest North Bay disaster underscores growing need for flood insurance
Latest North Bay disaster underscores growing need for flood insurance

After reeling from property damage caused by recent wildfires, North Bay residents now are confronting another natural disaster in flooding — a threat that is not covered by property insurance and which could escalate as storms become more volatile in a changing climate. Unlike fire-related…
Support Center For Residents Impacted By Storms
Support Center For Residents Impacted By Storms

A local assistance center will open Sunday in Guerneville to provide services to Sonoma County residents affected by recent storms and flooding. Government agencies and nonprofits will be represented at the center, and all county residents can access services regardless of immigration status, according to…
Groups Petition CA Insurance Commissioner Ricardo Lara To Ban Use of Occupation and Education to Price Auto Insurance
Groups Petition CA Insurance Commissioner Ricardo Lara To Ban Use of Occupation and Education to Price Auto Insurance

Community organizations representing consumers, low-income workers and communities of color petitioned Insurance Commissioner Ricardo Lara today to ban the use of occupation and education to set auto insurance premiums. Many California auto insurance companies charge lower-income and less-educated drivers up to 15% more in order…
Their Home Survived The Camp Fire — But Their Insurance Did Not
Their Home Survived The Camp Fire — But Their Insurance Did Not

Tom and Tamara Conry were dead set on returning to Paradise after the deadly Camp Fire destroyed the town last November. The couple’s home was barely touched by the fire, and most other survivors had a much steeper climb to recovery. But when their property…
San Diego condo owner says insurance rate increased by 45%, blamed on the deadly Camp Fire
San Diego condo owner says insurance rate increased by 45%, blamed on the deadly Camp Fire

A San Diego condo owner says his insurance rate increased by a whopping 45 percent. He says his insurance agent blamed it on the deadly Camp Fire, 600 miles away. “I was just kind of dumbfounded,” says condo owner Neal Dunn. That was his reaction…
United Policyholders on KCBS-AM
United Policyholders on KCBS-AM

Listen to the radio clip Transcript …on that front trying to get various insurance company to do the right thing we’ve been dragging into mediation and you know ready to go House in one case according to the consumer advocacy group United Policy holders two…
This Paradise Couple’s Home Survived — But Their Insurer Dropped Them, Anyway
This Paradise Couple’s Home Survived — But Their Insurer Dropped Them, Anyway

Not all homes in Paradise were destroyed by November’s deadly Camp Fire. Approximately 10 percent of buildings in the town of Paradise are still standing, according to a rough estimate from the California Department of Forestry and Fire Protection. But families who still have their…
NAIC Names 34 Insurance Consumer Representatives for 2019
NAIC Names 34 Insurance Consumer Representatives for 2019

The National Association of Insurance Commissioners NAIC) recently named 34 consumer liaison representatives for 2019. Established in 1992, the Consumer Liaison Program promotes consumer interaction with state insurance regulators at meetings and throughout the year. The 20 funded and 14 unfunded consumer representatives began their…
North Bay residents face new risk after wildfires: insurers dropping their homeowner policies
North Bay residents face new risk after wildfires: insurers dropping their homeowner policies

Stacie and Jad Elkhoury avoided tragedy two years ago when flames from the Nuns wildfire stopped just short of their home southeast of Sonoma. The house did suffer some smoke damage to upholstery and rugs, for which they filed a claim with their insurance company,…